Mortgage Lender Index

EQUITY RESOURCES, INC.

EQUITY RESOURCES, INC. received 4,176 applications in 2025 and made 2,917 mortgages, in 327 counties across 20 states. The median rate its borrowers got was 6.625% on a median loan of $245,000. Of 3,227 decisions, 310 were denials — 9.6%, most often for credit history.

Legal Entity Identifier549300G2LV8W3C1G3762
Applications received4,176
Mortgages made2,917
Denied310
Approved, not taken up0
Withdrawn or incomplete949
Loans bought from other lenders0
Median rate spread over the prime offer rate0.335 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,305 6.625%$245,000 4.3%
Refinancing311 6.250%$305,000 32.1%
Cash-out refinancing301 7.000%$165,000 16.4%

Where EQUITY RESOURCES, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Lucas County, OH 2126.625%10.2%
Allegheny County, PA 1856.625%4.6%
Licking County, OH 1846.625%9.8%
Franklin County, OH 1126.625%9.7%
Wake County, NC 1016.500%6.5%
Erie County, PA 1006.625%6.5%
Washington County, PA 916.490%9.0%
Guilford County, NC 866.625%10.4%
Blair County, PA 676.490%9.5%
Delaware County, OH 566.438%9.7%
Fairfield County, OH 536.750%10.2%
Wood County, OH 536.750%1.8%
South Central Connecticut Planning Region, CT 516.500%15.0%
Westmoreland County, PA 516.625%12.1%
Muskingum County, OH 446.562%12.0%
Beaufort County, SC 416.625%14.6%
St. Mary's County, MD 406.313%7.0%
Horry County, SC 406.625%14.9%
Monroe County, MI 366.625%12.2%
Mercer County, PA 356.625%2.8%
Perry County, OH 296.750%6.5%
Forsyth County, NC 286.563%12.5%
Montgomery County, PA 276.624%3.6%
Fulton County, OH 266.625%7.1%
Hillsborough County, FL 256.750%13.8%
Naugatuck Valley Planning Region, CT 236.500%14.8%
Johnston County, NC 236.625%0.0%
Beaver County, PA 236.750%8.0%
Montgomery County, MD 226.625%4.4%
Prince George's County, MD 206.875%13.0%
Middlesex County, MA 206.875%4.8%
Harnett County, NC 206.875%9.1%
Clermont County, OH 206.750%13.0%
Knox County, OH 206.625%9.1%
Western Connecticut Planning Region, CT 196.625%9.5%
Baltimore County, MD 196.625%13.6%
Rockingham County, NC 196.500%17.4%
Barnstable County, MA 186.625%10.0%
Coshocton County, OH 186.438%10.0%
Pasco County, FL 176.625%10.5%
Howard County, MD 176.625%5.6%
Fayette County, PA 176.625%10.5%
Anne Arundel County, MD 166.625%5.9%
Worcester County, MA 156.875%11.8%
Butler County, PA 156.624%0.0%
Calvert County, MD 146.000%6.7%
Pickaway County, OH 146.933%17.7%
Capitol Planning Region, CT 136.500%7.1%
Durham County, NC 126.495%14.3%
Robeson County, NC 126.625%0.0%

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When EQUITY RESOURCES, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.