Mortgage Lender Index

VICTORY MORTGAGE, L.L.C.

VICTORY MORTGAGE, L.L.C. received 3,066 applications in 2025 and made 2,542 mortgages, in 63 counties across 8 states. The median rate its borrowers got was 6.000% on a median loan of $365,000. Of 2,669 decisions, 127 were denials — 4.8%, most often for debt-to-income ratio.

Legal Entity Identifier549300LEOR2LO8J9RT29
Applications received3,066
Mortgages made2,542
Denied127
Approved, not taken up0
Withdrawn or incomplete397
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.375 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,484 6.000%$365,000 4.7%
Refinancing46 6.125%$285,000 4.2%
Cash-out refinancing12 6.563%$295,000 14.3%

Where VICTORY MORTGAGE, L.L.C. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Kenton County, KY 2596.125%3.0%
Clermont County, OH 2526.000%4.2%
Warren County, OH 1846.000%4.2%
Boone County, KY 1616.125%4.2%
Greene County, OH 1266.125%3.8%
Union County, OH 1195.625%4.0%
Bullitt County, KY 1135.750%2.6%
Jackson County, GA 1045.875%8.8%
Franklin County, OH 1035.500%4.6%
Hancock County, IN 926.000%6.1%
Jefferson County, KY 875.625%4.4%
Hamilton County, IN 836.500%3.5%
Campbell County, KY 766.125%2.6%
Hamilton County, OH 676.125%4.3%
Paulding County, GA 665.750%8.3%
St. Charles County, MO 586.313%13.4%
Butler County, OH 535.875%1.8%
Montgomery County, OH 525.933%7.1%
Hendricks County, IN 516.000%12.1%
Pickaway County, OH 475.625%2.1%
Licking County, OH 435.750%6.5%
Fairfield County, OH 375.750%7.5%
Bay County, FL 355.875%10.3%
Shelby County, KY 345.750%2.9%
Delaware County, OH 325.500%3.0%
Boone County, IN 295.875%0.0%
Clark County, IN 295.500%6.5%
Johnson County, IN 236.625%0.0%
Bartow County, GA 215.500%0.0%
Oldham County, KY 215.750%0.0%
St. Louis County, MO 206.500%4.8%
Jefferson County, MO 166.000%0.0%
Dawson County, GA 9Under 10 loans10.0%
Clark County, OH 8Under 10 loans0.0%
Walton County, FL 6Under 10 loans0.0%
Miami County, OH 4Under 10 loans0.0%
Clarke County, GA 2Under 10 loans0.0%
Gwinnett County, GA 2Under 10 loans0.0%
Clay County, FL 1Under 10 loans0.0%
Orange County, FL 1Under 10 loans0.0%
Sarasota County, FL 1Under 10 loans0.0%
Cherokee County, GA 1Under 10 loans50.0%
Fulton County, GA 1Under 10 loans0.0%
Glynn County, GA 1Under 10 loans0.0%
Pickens County, GA 1Under 10 loans0.0%
Delaware County, IN 1Under 10 loans0.0%
Floyd County, IN 1Under 10 loans0.0%
Howard County, IN 1Under 10 loans0.0%
Marion County, IN 1Under 10 loans50.0%
Madison County, KY 1Under 10 loans0.0%

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When VICTORY MORTGAGE, L.L.C.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.