FIRST OHIO HOME FINANCE, INC.
FIRST OHIO HOME FINANCE, INC. received 819 applications in 2025 and made 608 mortgages, in 81 counties across 9 states. The median rate its borrowers got was 6.750% on a median loan of $185,000. Of 612 decisions, 4 were denials — 0.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493004NMXQUYEFD1Y98 |
|---|---|
| Applications received | 819 |
| Mortgages made | 608 |
| Denied | 4 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 207 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.006 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 506 | 6.750% | $185,000 | 0.6% |
| Refinancing | 36 | 6.625% | $225,000 | 0.0% |
| Cash-out refinancing | 66 | 7.375% | $155,000 | 1.5% |
Where FIRST OHIO HOME FINANCE, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Franklin County, OH | 121 | 6.875% | 1.6% |
| Cuyahoga County, OH | 68 | 7.313% | 0.0% |
| Summit County, OH | 56 | 6.750% | 0.0% |
| Guernsey County, OH | 44 | 6.625% | 0.0% |
| Stark County, OH | 42 | 6.500% | 0.0% |
| Muskingum County, OH | 35 | 6.750% | 0.0% |
| Lucas County, OH | 25 | 7.250% | 3.9% |
| Richland County, OH | 16 | 6.750% | 0.0% |
| Delaware County, OH | 15 | 6.625% | 0.0% |
| Licking County, OH | 14 | 6.500% | 0.0% |
| Washington County, OH | 14 | 6.625% | 0.0% |
| Fairfield County, OH | 11 | 6.625% | 0.0% |
| Crawford County, OH | 10 | 6.875% | 0.0% |
| Portage County, OH | 9 | Under 10 loans | 0.0% |
| Wayne County, OH | 9 | Under 10 loans | 0.0% |
| Montgomery County, OH | 7 | Under 10 loans | 0.0% |
| Belmont County, OH | 6 | Under 10 loans | 0.0% |
| Ashtabula County, OH | 5 | Under 10 loans | 0.0% |
| Butler County, OH | 5 | Under 10 loans | 0.0% |
| Lake County, OH | 5 | Under 10 loans | 0.0% |
| Medina County, OH | 5 | Under 10 loans | 0.0% |
| Hamilton County, OH | 4 | Under 10 loans | 0.0% |
| Mahoning County, OH | 4 | Under 10 loans | 0.0% |
| Marion County, OH | 4 | Under 10 loans | 0.0% |
| Union County, OH | 4 | Under 10 loans | 0.0% |
| Allen County, OH | 3 | Under 10 loans | 0.0% |
| Geauga County, OH | 3 | Under 10 loans | 0.0% |
| Knox County, OH | 3 | Under 10 loans | 0.0% |
| Logan County, OH | 3 | Under 10 loans | 0.0% |
| Lorain County, OH | 3 | Under 10 loans | 0.0% |
| Perry County, OH | 3 | Under 10 loans | 0.0% |
| Tuscarawas County, OH | 3 | Under 10 loans | 0.0% |
| Campbell County, KY | 2 | Under 10 loans | 0.0% |
| Wayne County, MI | 2 | Under 10 loans | 0.0% |
| Clermont County, OH | 2 | Under 10 loans | 0.0% |
| Fayette County, OH | 2 | Under 10 loans | 0.0% |
| Greene County, OH | 2 | Under 10 loans | 0.0% |
| Jefferson County, OH | 2 | Under 10 loans | 0.0% |
| Madison County, OH | 2 | Under 10 loans | 0.0% |
| Morgan County, OH | 2 | Under 10 loans | 0.0% |
| Morrow County, OH | 2 | Under 10 loans | 0.0% |
| Noble County, OH | 2 | Under 10 loans | 33.3% |
| Wood County, WV | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| St. Joseph County, IN | 1 | Under 10 loans | 0.0% |
| Branch County, MI | 1 | Under 10 loans | 0.0% |
| Isabella County, MI | 1 | Under 10 loans | 0.0% |
| Ashland County, OH | 1 | Under 10 loans | 0.0% |
| Athens County, OH | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.