The Ohio Valley Bank Company
The Ohio Valley Bank Company received 369 applications in 2025 and made 328 mortgages, in 40 counties across 7 states. The median rate its borrowers got was 6.545% on a median loan of $200,000. Of 346 decisions, 18 were denials — 5.2%, most often for collateral.
| Legal Entity Identifier | 549300JQGT4VX22XJ495 |
|---|---|
| Applications received | 369 |
| Mortgages made | 328 |
| Denied | 18 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 23 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.339 points |
| FDIC-insured bank | Yes: The Ohio Valley Bank Company, 16 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 237 | 6.500% | $225,000 | 5.9% |
| Refinancing | 73 | 6.875% | $145,000 | 4.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 17 | 7.000% | $105,000 | 0.0% |
Where The Ohio Valley Bank Company lends most
The 40 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pike County, OH | 68 | 6.500% | 2.9% |
| Gallia County, OH | 41 | 6.875% | 6.8% |
| Mason County, WV | 38 | 6.375% | 5.0% |
| Cabell County, WV | 35 | 6.500% | 2.8% |
| Jackson County, OH | 32 | 6.813% | 13.5% |
| Lawrence County, OH | 21 | 6.875% | 16.0% |
| Putnam County, WV | 21 | 5.875% | 0.0% |
| Scioto County, OH | 9 | Under 10 loans | 10.0% |
| Ross County, OH | 6 | Under 10 loans | 0.0% |
| Vinton County, OH | 6 | Under 10 loans | 0.0% |
| Boyd County, KY | 4 | Under 10 loans | 0.0% |
| Franklin County, OH | 4 | Under 10 loans | 0.0% |
| Delaware County, OH | 3 | Under 10 loans | 0.0% |
| Hamilton County, OH | 3 | Under 10 loans | 0.0% |
| Montgomery County, OH | 3 | Under 10 loans | 0.0% |
| Jackson County, WV | 3 | Under 10 loans | 0.0% |
| Kanawha County, WV | 3 | Under 10 loans | 0.0% |
| Wayne County, WV | 3 | Under 10 loans | 0.0% |
| Collier County, FL | 2 | Under 10 loans | 0.0% |
| Athens County, OH | 2 | Under 10 loans | 0.0% |
| Fayette County, OH | 2 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Carter County, KY | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 0.0% |
| Lewis County, KY | 1 | Under 10 loans | 0.0% |
| Catawba County, NC | 1 | Under 10 loans | 0.0% |
| Adams County, OH | 1 | Under 10 loans | 0.0% |
| Butler County, OH | 1 | Under 10 loans | 0.0% |
| Clark County, OH | 1 | Under 10 loans | 0.0% |
| Licking County, OH | 1 | Under 10 loans | 0.0% |
| Meigs County, OH | 1 | Under 10 loans | 0.0% |
| Muskingum County, OH | 1 | Under 10 loans | 0.0% |
| Perry County, OH | 1 | Under 10 loans | 0.0% |
| Warren County, OH | 1 | Under 10 loans | 0.0% |
| Washington County, OH | 1 | Under 10 loans | 0.0% |
| Beaufort County, SC | 1 | Under 10 loans | 0.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| Franklin County, VA | 1 | Under 10 loans | 0.0% |
| Tucker County, WV | 1 | Under 10 loans | 0.0% |
| Wood County, WV | 1 | Under 10 loans | 0.0% |
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When The Ohio Valley Bank Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.