POLARIS HOME FUNDING CORP. received 1,797 applications in 2025 and made
1,219 mortgages, in 347 counties across 23 states.
The median rate its borrowers got was 6.625% on a median loan of $185,000.
Of 1,568 decisions, 161 were denials — 10.3%, most often for collateral.
Legal Entity Identifier
54930063578UDYE3JR69
Applications received
1,797
Mortgages made
1,219
Denied
161
Approved, not taken up
188
Withdrawn or incomplete
229
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.587 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
893
6.750%
$185,000
5.4%
Refinancing
112
6.250%
$195,000
11.6%
Cash-out refinancing
22
6.563%
$205,000
37.2%
Other purposes
192
6.625%
$190,000
23.8%
Where POLARIS HOME FUNDING CORP. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When POLARIS HOME FUNDING CORP.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.