Mortgage Lender Index

Kingston National Bank

Kingston National Bank received 143 applications in 2025 and made 111 mortgages, in 13 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $175,000. Of 130 decisions, 17 were denials — 13.1%, most often for debt-to-income ratio.

Legal Entity Identifier254900ICEZWRRYBRW481
Applications received143
Mortgages made111
Denied17
Approved, not taken up2
Withdrawn or incomplete13
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Kingston National Bank, 7 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase85 Not published$195,000 11.3%
Refinancing14 Not published$160,000 6.3%
Other purposes12 Not published$120,000 29.4%

Where Kingston National Bank lends most

The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Ross County, OH 58Not published4.9%
Pickaway County, OH 21Not published12.0%
Fairfield County, OH 17Not published15.0%
Franklin County, OH 3Under 10 loans25.0%
Licking County, OH 3Under 10 loans25.0%
Pike County, OH 3Under 10 loans0.0%
Jackson County, OH 2Under 10 loans25.0%
Scioto County, OH 2Under 10 loans0.0%
Hocking County, OH 1Under 10 loans50.0%
Vinton County, OH 1Under 10 loans75.0%
Athens County, OH 0Under 10 loansNot published
Clinton County, OH 0Under 10 loansNot published
Madison County, OH 0Under 10 loans100.0%

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When Kingston National Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.