Mortgage Lender Index

MORTGAGEONE, INC.

MORTGAGEONE, INC. received 2,827 applications in 2025 and made 1,694 mortgages, in 454 counties across 42 states. The median rate its borrowers got was 6.625% on a median loan of $395,000. Of 1,840 decisions, 119 were denials — 6.5%, most often for debt-to-income ratio.

Legal Entity Identifier5493002TJKC8NLH1ZP82
Applications received2,827
Mortgages made1,694
Denied119
Approved, not taken up27
Withdrawn or incomplete987
Loans bought from other lenders0
Median rate spread over the prime offer rate0.346 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,322 6.625%$385,000 5.8%
Refinancing196 6.495%$515,000 6.2%
Cash-out refinancing176 6.875%$335,000 11.6%

Where MORTGAGEONE, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
San Diego County, CA 1336.625%7.5%
Shasta County, CA 1236.750%0.8%
Yuma County, AZ 1106.563%0.0%
Riverside County, CA 746.500%12.9%
Orange County, CA 636.750%5.8%
Sonoma County, CA 606.875%1.6%
Los Angeles County, CA 536.750%19.4%
San Bernardino County, CA 306.625%0.0%
San Joaquin County, CA 306.813%0.0%
Merced County, CA 296.750%0.0%
Maricopa County, AZ 256.625%3.9%
Ventura County, CA 246.375%4.0%
Salt Lake County, UT 246.688%7.7%
Fresno County, CA 236.375%8.0%
Utah County, UT 216.375%4.6%
Washington County, UT 216.625%0.0%
Madison County, AL 196.375%9.5%
Tehama County, CA 186.688%5.3%
El Dorado County, CA 176.750%5.6%
Palm Beach County, FL 176.625%5.6%
Pasco County, FL 176.125%0.0%
Hillsborough County, FL 166.500%0.0%
Clark County, NV 156.625%0.0%
Pima County, AZ 146.995%6.7%
Martin County, FL 136.500%0.0%
Lake County, CA 116.625%0.0%
Escambia County, FL 116.250%0.0%
Pulaski County, MO 116.250%0.0%
Benton County, WA 116.625%0.0%
Franklin County, WA 116.625%0.0%
Bexar County, TX 106.688%0.0%
Marin County, CA 9Under 10 loans0.0%
El Paso County, CO 9Under 10 loans0.0%
Tooele County, UT 9Under 10 loans10.0%
Pinal County, AZ 8Under 10 loans33.3%
Placer County, CA 8Under 10 loans0.0%
Pinellas County, FL 8Under 10 loans0.0%
St. Lucie County, FL 8Under 10 loans0.0%
St. Louis County, MO 8Under 10 loans0.0%
Harris County, TX 8Under 10 loans38.5%
Sacramento County, CA 7Under 10 loans0.0%
Davis County, UT 7Under 10 loans22.2%
Alameda County, CA 6Under 10 loans0.0%
Contra Costa County, CA 6Under 10 loans0.0%
Madera County, CA 6Under 10 loans0.0%
Duval County, FL 6Under 10 loans14.3%
Volusia County, FL 6Under 10 loans0.0%
Jackson County, OR 6Under 10 loans14.3%
Knox County, TN 6Under 10 loans0.0%
Weber County, UT 6Under 10 loans14.3%

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When MORTGAGEONE, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.