BEST REWARD FEDERAL CREDIT UNION
BEST REWARD FEDERAL CREDIT UNION received 50 applications in 2025 and made 24 mortgages, in 9 counties across 1 state. The median rate its borrowers got was 7.250% on a median loan of $55,000. Of 42 decisions, 17 were denials — 40.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900LBYFNAUBRAJP63 |
|---|---|
| Applications received | 50 |
| Mortgages made | 24 |
| Denied | 17 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.16 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 24 | 7.250% | $55,000 | 39.0% |
Where BEST REWARD FEDERAL CREDIT UNION lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cuyahoga County, OH | 16 | 7.250% | 46.7% |
| Summit County, OH | 3 | Under 10 loans | 20.0% |
| Lorain County, OH | 2 | Under 10 loans | 0.0% |
| Ashtabula County, OH | 1 | Under 10 loans | 0.0% |
| Lake County, OH | 1 | Under 10 loans | 0.0% |
| Medina County, OH | 1 | Under 10 loans | 0.0% |
| Franklin County, OH | 0 | Under 10 loans | Not published |
| Geauga County, OH | 0 | Under 10 loans | 100.0% |
| Portage County, OH | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.