L C E FEDERAL CREDIT UNION
L C E FEDERAL CREDIT UNION received 33 applications in 2025 and made 27 mortgages, in 4 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $55,000. Of 33 decisions, 6 were denials — 18.2%.
| Legal Entity Identifier | 254900GNP7G2T27CO093 |
|---|---|
| Applications received | 33 |
| Mortgages made | 27 |
| Denied | 6 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 20 | Not published | $90,000 | 13.0% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 37.5% |
Where L C E FEDERAL CREDIT UNION lends most
The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lake County, OH | 21 | Not published | 19.2% |
| Ashtabula County, OH | 2 | Under 10 loans | 33.3% |
| Cuyahoga County, OH | 2 | Under 10 loans | 0.0% |
| Geauga County, OH | 2 | Under 10 loans | 0.0% |
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When L C E FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.