Mortgage Lender Index

WEST PENN FINANCIAL SERVICE CENTER, INC.

WEST PENN FINANCIAL SERVICE CENTER, INC. received 823 applications in 2025 and made 712 mortgages, in 32 counties across 2 states. The median rate its borrowers got was 6.500% on a median loan of $205,000. Of 735 decisions, 23 were denials — 3.1%, most often for collateral.

Legal Entity Identifier54930080F7BZFCWNV450
Applications received823
Mortgages made712
Denied23
Approved, not taken up0
Withdrawn or incomplete88
Loans bought from other lenders0
Median rate spread over the prime offer rate0.083 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase701 6.500%$205,000 2.9%
Refinancing3 Under 10 loansUnder 10 loans 0.0%
Cash-out refinancing8 Under 10 loansUnder 10 loans 20.0%

Where WEST PENN FINANCIAL SERVICE CENTER, INC. lends most

The 32 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Allegheny County, PA 2616.500%0.8%
Westmoreland County, PA 706.500%4.1%
Butler County, PA 496.625%3.9%
Beaver County, PA 436.375%0.0%
Mahoning County, OH 416.500%2.4%
Washington County, PA 356.500%5.4%
Summit County, OH 346.500%0.0%
Trumbull County, OH 296.375%12.1%
Mercer County, PA 296.625%3.3%
Portage County, OH 226.500%4.4%
Columbiana County, OH 146.500%0.0%
Cuyahoga County, OH 146.750%12.5%
Lawrence County, PA 116.500%8.3%
Stark County, OH 106.688%0.0%
Fayette County, PA 106.375%0.0%
Armstrong County, PA 8Under 10 loans0.0%
Medina County, OH 6Under 10 loans0.0%
Lorain County, OH 5Under 10 loans16.7%
Greene County, PA 3Under 10 loans0.0%
Geauga County, OH 2Under 10 loans0.0%
Lake County, OH 2Under 10 loans0.0%
Cambria County, PA 2Under 10 loans33.3%
Indiana County, PA 2Under 10 loans33.3%
Venango County, PA 2Under 10 loans0.0%
Ashtabula County, OH 1Under 10 loans0.0%
Clark County, OH 1Under 10 loans0.0%
Morrow County, OH 1Under 10 loans0.0%
Preble County, OH 1Under 10 loans0.0%
Wayne County, OH 1Under 10 loans0.0%
Crawford County, PA 1Under 10 loans0.0%
Philadelphia County, PA 1Under 10 loans0.0%
Somerset County, PA 1Under 10 loans50.0%

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When WEST PENN FINANCIAL SERVICE CENTER, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.