Mortgage Lender Index

Paramount Bank

Paramount Bank received 545 applications in 2025 and made 402 mortgages, in 141 counties across 37 states. The median rate its borrowers got was 6.625% on a median loan of $315,000. Of 438 decisions, 36 were denials — 8.2%, most often for collateral.

Legal Entity Identifier549300KW3HYVC06WS898
Applications received545
Mortgages made402
Denied36
Approved, not taken up0
Withdrawn or incomplete107
Loans bought from other lenders0
Median rate spread over the prime offer rate0.247 points
FDIC-insured bankYes: Paramount Bank, 3 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase325 6.625%$315,000 5.5%
Refinancing44 6.625%$335,000 10.2%
Cash-out refinancing28 6.875%$225,000 26.3%
Other purposes5 Under 10 loansUnder 10 loans 28.6%

Where Paramount Bank lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
St. Louis County, MO 1246.625%4.6%
St. Charles County, MO 546.750%6.9%
St. Louis city, MO 296.500%3.3%
Jefferson County, MO 236.750%11.5%
Jackson County, MO 166.438%0.0%
Madison County, IL 9Under 10 loans10.0%
Pasco County, FL 8Under 10 loans0.0%
St. Clair County, IL 8Under 10 loans11.1%
Clay County, MO 5Under 10 loans0.0%
Warren County, MO 5Under 10 loans0.0%
Horry County, SC 5Under 10 loans0.0%
Hillsborough County, FL 4Under 10 loans33.3%
Franklin County, MO 4Under 10 loans20.0%
Lincoln County, MO 4Under 10 loans0.0%
Pinellas County, FL 3Under 10 loans0.0%
Cook County, IL 3Under 10 loans25.0%
Johnson County, KS 3Under 10 loans0.0%
Cape Girardeau County, MO 3Under 10 loans0.0%
St. Francois County, MO 3Under 10 loans0.0%
Western Connecticut Planning Region, CT 2Under 10 loans0.0%
District of Columbia, DC 2Under 10 loans0.0%
St. Johns County, FL 2Under 10 loans0.0%
Fulton County, GA 2Under 10 loans0.0%
Cleveland County, NC 2Under 10 loans33.3%
Mecklenburg County, NC 2Under 10 loans0.0%
Multnomah County, OR 2Under 10 loans0.0%
Washington County, OR 2Under 10 loans0.0%
York County, SC 2Under 10 loans0.0%
Clark County, WA 2Under 10 loans0.0%
Escambia County, AL 1Under 10 loans0.0%
Shelby County, AL 1Under 10 loans0.0%
Maricopa County, AZ 1Under 10 loans0.0%
Pima County, AZ 1Under 10 loans0.0%
Pulaski County, AR 1Under 10 loans0.0%
Los Angeles County, CA 1Under 10 loans0.0%
Napa County, CA 1Under 10 loans0.0%
Plumas County, CA 1Under 10 loans0.0%
Riverside County, CA 1Under 10 loans0.0%
Boulder County, CO 1Under 10 loans0.0%
Capitol Planning Region, CT 1Under 10 loans50.0%
Charlotte County, FL 1Under 10 loans0.0%
Citrus County, FL 1Under 10 loans0.0%
Collier County, FL 1Under 10 loans0.0%
Duval County, FL 1Under 10 loans0.0%
Hernando County, FL 1Under 10 loans0.0%
Manatee County, FL 1Under 10 loans0.0%
Nassau County, FL 1Under 10 loans0.0%
Palm Beach County, FL 1Under 10 loans0.0%
Sarasota County, FL 1Under 10 loans0.0%
Hawaii County, HI 1Under 10 loans0.0%

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When Paramount Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.