Mortgage Lender Index

NATIONS DIRECT MORTGAGE, LLC

NATIONS DIRECT MORTGAGE, LLC received 8,223 applications in 2025 and made 5,926 mortgages, in 758 counties across 45 states. The median rate its borrowers got was 6.615% on a median loan of $385,000. Of 6,431 decisions, 505 were denials — 7.9%, most often for debt-to-income ratio.

Legal Entity Identifier549300QKL5FUBZ8LSF50
Applications received8,223
Mortgages made5,926
Denied505
Approved, not taken up0
Withdrawn or incomplete1,792
Loans bought from other lenders0
Median rate spread over the prime offer rate0.212 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase4,259 6.615%$385,000 6.6%
Refinancing696 6.240%$455,000 5.2%
Cash-out refinancing971 6.980%$285,000 14.5%
Other purposes0 Under 10 loansUnder 10 loans Not published

Where NATIONS DIRECT MORTGAGE, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Multnomah County, OR 3686.500%0.5%
Washington County, OR 2356.490%0.8%
Los Angeles County, CA 2346.750%10.3%
Clackamas County, OR 2336.490%1.7%
Clark County, WA 1696.500%2.3%
Marion County, OR 1576.375%3.7%
Middlesex County, MA 1455.990%4.0%
Montgomery County, PA 1106.500%0.9%
Riverside County, CA 996.750%11.6%
San Bernardino County, CA 836.500%4.6%
Camden County, MO 836.875%2.4%
Philadelphia County, PA 826.615%8.9%
Cook County, IL 816.875%10.0%
Orange County, CA 777.125%10.5%
Deschutes County, OR 776.490%0.0%
Chester County, PA 726.500%1.4%
Maricopa County, AZ 656.615%13.3%
Columbia County, OR 626.370%3.1%
San Diego County, CA 576.875%13.6%
Harris County, TX 556.490%8.3%
Norfolk County, MA 486.125%4.0%
Bucks County, PA 476.625%7.8%
Delaware County, PA 476.625%6.0%
Duval County, FL 466.620%14.8%
Polk County, OR 456.615%0.0%
Cowlitz County, WA 436.365%4.4%
Yamhill County, OR 416.375%2.4%
Prince William County, VA 416.615%8.9%
Sacramento County, CA 406.495%18.4%
Linn County, OR 406.433%0.0%
Hamilton County, OH 396.250%9.3%
Providence County, RI 386.808%29.6%
Fairfax County, VA 386.490%7.3%
Benton County, WA 366.250%0.0%
Ventura County, CA 356.625%7.9%
Pierce County, WA 346.125%2.9%
Suffolk County, MA 336.490%5.7%
Cumberland County, PA 336.615%0.0%
Cuyahoga County, OH 326.495%8.6%
Clark County, NV 317.990%11.4%
Lane County, OR 316.375%3.1%
Franklin County, OH 306.808%6.3%
Kern County, CA 296.250%9.4%
Southeastern Connecticut Planning Region, CT 286.620%3.5%
Williamson County, IL 286.678%0.0%
Horry County, SC 286.490%0.0%
Berks County, PA 266.750%0.0%
Middlesex County, NJ 256.250%7.4%
Josephine County, OR 256.490%0.0%
Montgomery County, TX 256.490%3.9%

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When NATIONS DIRECT MORTGAGE, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.