UNIFIED BANK
UNIFIED BANK received 241 applications in 2025 and made 171 mortgages, in 28 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $115,000. Of 223 decisions, 33 were denials — 14.8%.
| Legal Entity Identifier | 2549001ZX3163R62TB83 |
|---|---|
| Applications received | 241 |
| Mortgages made | 171 |
| Denied | 33 |
| Approved, not taken up | 19 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Unified Bank, 19 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 104 | Not published | $135,000 | 5.9% |
| Refinancing | 46 | Not published | $105,000 | 23.5% |
| Other purposes | 21 | Not published | $35,000 | 27.8% |
Where UNIFIED BANK lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Belmont County, OH | 55 | Not published | 9.2% |
| Ohio County, WV | 20 | Not published | 12.0% |
| Jefferson County, OH | 18 | Not published | 12.5% |
| Marshall County, WV | 17 | Not published | 14.3% |
| Fairfield County, OH | 9 | Under 10 loans | 14.3% |
| Harrison County, OH | 7 | Under 10 loans | 10.0% |
| Stark County, OH | 7 | Under 10 loans | 0.0% |
| Tuscarawas County, OH | 7 | Under 10 loans | 20.0% |
| Carroll County, OH | 6 | Under 10 loans | 25.0% |
| Summit County, OH | 4 | Under 10 loans | 0.0% |
| Athens County, OH | 3 | Under 10 loans | 57.1% |
| Cuyahoga County, OH | 3 | Under 10 loans | 0.0% |
| Hocking County, OH | 2 | Under 10 loans | 33.3% |
| Monroe County, OH | 2 | Under 10 loans | 0.0% |
| Morgan County, OH | 2 | Under 10 loans | 0.0% |
| Monongalia County, WV | 2 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Ashtabula County, OH | 1 | Under 10 loans | 66.7% |
| Franklin County, OH | 1 | Under 10 loans | 0.0% |
| Muskingum County, OH | 1 | Under 10 loans | 50.0% |
| Portage County, OH | 1 | Under 10 loans | 0.0% |
| Allegheny County, PA | 1 | Under 10 loans | 0.0% |
| Washington County, PA | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 0 | Under 10 loans | 100.0% |
| Guernsey County, OH | 0 | Under 10 loans | 100.0% |
| Mahoning County, OH | 0 | Under 10 loans | Not published |
| Pickaway County, OH | 0 | Under 10 loans | 0.0% |
| Wetzel County, WV | 0 | Under 10 loans | 100.0% |
Get told when this changes
When UNIFIED BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.