CF Bank, National Association
CF Bank, National Association received 367 applications in 2025 and made 187 mortgages, in 108 counties across 24 states. The median rate its borrowers got was Not published on a median loan of $260,000. Of 201 decisions, 14 were denials — 7.0%, most often for collateral.
| Legal Entity Identifier | 549300ZGCIDP1G72QO72 |
|---|---|
| Applications received | 367 |
| Mortgages made | 187 |
| Denied | 14 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 166 |
| Loans bought from other lenders | 75 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 113 | Not published | $225,000 | 6.6% |
| Refinancing | 39 | Not published | $365,000 | 4.9% |
| Cash-out refinancing | 24 | Not published | $230,000 | 14.3% |
| Other purposes | 11 | Not published | $645,000 | 0.0% |
Where CF Bank, National Association lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Franklin County, OH | 26 | Not published | 0.0% |
| Cuyahoga County, OH | 18 | Not published | 18.2% |
| Allen County, OH | 10 | Not published | 0.0% |
| Hamilton County, OH | 8 | Under 10 loans | 0.0% |
| Marion County, IN | 6 | Under 10 loans | 25.0% |
| Summit County, OH | 6 | Under 10 loans | 0.0% |
| Delaware County, OH | 5 | Under 10 loans | 0.0% |
| Campbell County, KY | 4 | Under 10 loans | 0.0% |
| Wayne County, MI | 4 | Under 10 loans | 0.0% |
| Columbiana County, OH | 4 | Under 10 loans | 0.0% |
| Licking County, OH | 4 | Under 10 loans | 33.3% |
| Mahoning County, OH | 4 | Under 10 loans | 0.0% |
| Medina County, OH | 4 | Under 10 loans | 0.0% |
| Stark County, OH | 4 | Under 10 loans | 0.0% |
| Jessamine County, KY | 3 | Under 10 loans | 0.0% |
| Lorain County, OH | 3 | Under 10 loans | 25.0% |
| Morrow County, OH | 3 | Under 10 loans | 0.0% |
| Wayne County, OH | 3 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 2 | Under 10 loans | 0.0% |
| Volusia County, FL | 2 | Under 10 loans | 0.0% |
| DeKalb County, GA | 2 | Under 10 loans | 0.0% |
| Wake County, NC | 2 | Under 10 loans | 0.0% |
| Butler County, OH | 2 | Under 10 loans | 33.3% |
| Champaign County, OH | 2 | Under 10 loans | 0.0% |
| Clark County, OH | 2 | Under 10 loans | 0.0% |
| Clermont County, OH | 2 | Under 10 loans | 0.0% |
| Lake County, OH | 2 | Under 10 loans | 33.3% |
| Mercer County, OH | 2 | Under 10 loans | 0.0% |
| Montgomery County, OH | 2 | Under 10 loans | 0.0% |
| Trumbull County, OH | 2 | Under 10 loans | 0.0% |
| Warren County, OH | 2 | Under 10 loans | 0.0% |
| Merced County, CA | 1 | Under 10 loans | 0.0% |
| Riverside County, CA | 1 | Under 10 loans | 0.0% |
| San Mateo County, CA | 1 | Under 10 loans | 0.0% |
| Denver County, CO | 1 | Under 10 loans | 0.0% |
| Douglas County, CO | 1 | Under 10 loans | 0.0% |
| Escambia County, FL | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 1 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Allen County, IN | 1 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| Hendricks County, IN | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 0.0% |
| Pendleton County, KY | 1 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 1 | Under 10 loans | 0.0% |
| Kent County, MI | 1 | Under 10 loans | 0.0% |
| Oakland County, MI | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.