The Andover Bank
The Andover Bank received 343 applications in 2025 and made 243 mortgages, in 16 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 306 decisions, 58 were denials — 19.0%.
| Legal Entity Identifier | 254900I3LJYL57NZ5H21 |
|---|---|
| Applications received | 343 |
| Mortgages made | 243 |
| Denied | 58 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 37 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Andover Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 65 | Not published | $165,000 | 14.1% |
| Refinancing | 11 | Not published | $135,000 | 35.3% |
| Cash-out refinancing | 68 | Not published | $100,000 | 21.3% |
| Other purposes | 99 | Not published | $65,000 | 18.0% |
Where The Andover Bank lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Ashtabula County, OH | 132 | Not published | 22.5% |
| Erie County, PA | 39 | Not published | 16.3% |
| Lake County, OH | 19 | Not published | 13.6% |
| Crawford County, PA | 11 | Not published | 33.3% |
| Trumbull County, OH | 10 | Not published | 0.0% |
| Geauga County, OH | 9 | Under 10 loans | 0.0% |
| Allegheny County, PA | 6 | Under 10 loans | 0.0% |
| Summit County, OH | 5 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 4 | Under 10 loans | 20.0% |
| Portage County, OH | 3 | Under 10 loans | 0.0% |
| Westmoreland County, PA | 2 | Under 10 loans | 0.0% |
| Stark County, OH | 1 | Under 10 loans | 0.0% |
| Beaver County, PA | 1 | Under 10 loans | 0.0% |
| Mercer County, PA | 1 | Under 10 loans | 0.0% |
| Crawford County, OH | 0 | Under 10 loans | 100.0% |
| Medina County, OH | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.