FOUNDATION MORTGAGE CORPORATION
FOUNDATION MORTGAGE CORPORATION received 2,116 applications in 2025 and made 777 mortgages, in 419 counties across 43 states. The median rate its borrowers got was 7.500% on a median loan of $415,000. Of 1,999 decisions, 410 were denials — 20.5%, most often for collateral.
| Legal Entity Identifier | 549300ZCR1XCLNEEI724 |
|---|---|
| Applications received | 2,116 |
| Mortgages made | 777 |
| Denied | 410 |
| Approved, not taken up | 812 |
| Withdrawn or incomplete | 117 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.345 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 396 | 7.500% | $410,000 | 16.2% |
| Refinancing | 379 | 7.500% | $415,000 | 23.5% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 20.0% |
Where FOUNDATION MORTGAGE CORPORATION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 76 | 7.375% | 23.6% |
| Miami-Dade County, FL | 36 | 7.500% | 15.9% |
| Orange County, CA | 24 | 7.563% | 12.0% |
| San Diego County, CA | 24 | 7.875% | 17.7% |
| Broward County, FL | 15 | 8.000% | 16.7% |
| Clark County, NV | 15 | 7.375% | 27.6% |
| Franklin County, OH | 15 | 7.875% | 19.4% |
| Maricopa County, AZ | 14 | 7.563% | 23.3% |
| Palm Beach County, FL | 14 | 7.750% | 19.2% |
| Osceola County, FL | 13 | 7.250% | 21.1% |
| Riverside County, CA | 12 | 7.563% | 23.3% |
| Cook County, IL | 12 | 7.813% | 19.2% |
| Dallas County, TX | 12 | 7.563% | 8.8% |
| Harris County, TX | 12 | 7.688% | 4.2% |
| Baltimore city, MD | 11 | 8.000% | 0.0% |
| Collier County, FL | 10 | 7.438% | 21.4% |
| Kings County, NY | 10 | 7.625% | 44.1% |
| Sarasota County, FL | 9 | Under 10 loans | 12.5% |
| Suffolk County, NY | 9 | Under 10 loans | 26.1% |
| Davidson County, TN | 9 | Under 10 loans | 9.1% |
| Tarrant County, TX | 9 | Under 10 loans | 26.1% |
| King County, WA | 9 | Under 10 loans | 25.0% |
| Sacramento County, CA | 8 | Under 10 loans | 17.7% |
| San Bernardino County, CA | 8 | Under 10 loans | 31.3% |
| Orange County, FL | 8 | Under 10 loans | 20.0% |
| Nassau County, NY | 8 | Under 10 loans | 11.1% |
| Cuyahoga County, OH | 8 | Under 10 loans | 6.7% |
| Philadelphia County, PA | 8 | Under 10 loans | 40.0% |
| Ventura County, CA | 7 | Under 10 loans | 34.5% |
| Horry County, SC | 7 | Under 10 loans | 0.0% |
| Collin County, TX | 7 | Under 10 loans | 20.0% |
| Honolulu County, HI | 6 | Under 10 loans | 18.8% |
| Marion County, IN | 6 | Under 10 loans | 20.0% |
| Monmouth County, NJ | 6 | Under 10 loans | 25.0% |
| Broome County, NY | 6 | Under 10 loans | 15.4% |
| New York County, NY | 6 | Under 10 loans | 0.0% |
| Queens County, NY | 6 | Under 10 loans | 33.3% |
| Kern County, CA | 5 | Under 10 loans | 11.1% |
| Santa Clara County, CA | 5 | Under 10 loans | 15.4% |
| Lee County, FL | 5 | Under 10 loans | 35.7% |
| Ada County, ID | 5 | Under 10 loans | 11.1% |
| Ocean County, NJ | 5 | Under 10 loans | 0.0% |
| Allegheny County, PA | 5 | Under 10 loans | 0.0% |
| Pierce County, WA | 5 | Under 10 loans | 16.7% |
| Fresno County, CA | 4 | Under 10 loans | 0.0% |
| Kauai County, HI | 4 | Under 10 loans | 0.0% |
| Hamilton County, IN | 4 | Under 10 loans | 0.0% |
| Essex County, NJ | 4 | Under 10 loans | 36.4% |
| Gloucester County, NJ | 4 | Under 10 loans | 20.0% |
| Beaufort County, SC | 4 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.