Homestead Savings Bank
Homestead Savings Bank received 57 applications in 2025 and made 32 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $150,000. Of 47 decisions, 9 were denials — 19.2%, most often for credit history.
| Legal Entity Identifier | 5493002MNKV62JMMPU16 |
|---|---|
| Applications received | 57 |
| Mortgages made | 32 |
| Denied | 9 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Homestead Savings Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 14 | Not published | $245,000 | 0.0% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 21.4% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 41.7% |
Where Homestead Savings Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Calhoun County, MI | 15 | Not published | 19.1% |
| Jackson County, MI | 9 | Under 10 loans | 25.0% |
| Ingham County, MI | 3 | Under 10 loans | 0.0% |
| Eaton County, MI | 2 | Under 10 loans | 0.0% |
| Hillsdale County, MI | 1 | Under 10 loans | 0.0% |
| Kent County, MI | 1 | Under 10 loans | 50.0% |
| Oakland County, MI | 1 | Under 10 loans | 0.0% |
| Lenawee County, MI | 0 | Under 10 loans | 0.0% |
Get told when this changes
When Homestead Savings Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.