MICHIGAN EDUCATIONAL
MICHIGAN EDUCATIONAL received 511 applications in 2025 and made 446 mortgages, in 24 counties across 2 states. The median rate its borrowers got was 6.750% on a median loan of $75,000. Of 508 decisions, 62 were denials — 12.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493007EGI95MEVJ2178 |
|---|---|
| Applications received | 511 |
| Mortgages made | 446 |
| Denied | 62 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.2715 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 47 | 6.375% | $215,000 | 4.1% |
| Refinancing | 13 | 6.750% | $155,000 | 13.3% |
| Cash-out refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 378 | 6.750% | $65,000 | 13.3% |
Where MICHIGAN EDUCATIONAL lends most
The 24 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wayne County, MI | 155 | 6.750% | 19.7% |
| Oakland County, MI | 99 | 6.750% | 6.6% |
| Washtenaw County, MI | 76 | 6.750% | 7.3% |
| Livingston County, MI | 45 | 6.750% | 6.3% |
| Macomb County, MI | 33 | 6.750% | 13.2% |
| Genesee County, MI | 5 | Under 10 loans | 0.0% |
| Ingham County, MI | 4 | Under 10 loans | 0.0% |
| Monroe County, MI | 4 | Under 10 loans | 20.0% |
| Emmet County, MI | 3 | Under 10 loans | 0.0% |
| Lenawee County, MI | 3 | Under 10 loans | 25.0% |
| Clare County, MI | 2 | Under 10 loans | 0.0% |
| Gladwin County, MI | 2 | Under 10 loans | 0.0% |
| Muskegon County, MI | 2 | Under 10 loans | 0.0% |
| Ottawa County, MI | 2 | Under 10 loans | 0.0% |
| Roscommon County, MI | 2 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 0.0% |
| Antrim County, MI | 1 | Under 10 loans | 0.0% |
| Jackson County, MI | 1 | Under 10 loans | 0.0% |
| Kalamazoo County, MI | 1 | Under 10 loans | 0.0% |
| Lake County, MI | 1 | Under 10 loans | 0.0% |
| Mecosta County, MI | 1 | Under 10 loans | 50.0% |
| Saginaw County, MI | 1 | Under 10 loans | 0.0% |
| St. Clair County, MI | 1 | Under 10 loans | 0.0% |
| Van Buren County, MI | 1 | Under 10 loans | 0.0% |
Get told when this changes
When MICHIGAN EDUCATIONAL’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.