Eaton Community Bank
Eaton Community Bank received 185 applications in 2025 and made 120 mortgages, in 17 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $135,000. Of 151 decisions, 25 were denials — 16.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930089XPEJZALBU127 |
|---|---|
| Applications received | 185 |
| Mortgages made | 120 |
| Denied | 25 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 34 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Eaton Community Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 60 | Not published | $210,000 | 12.2% |
| Refinancing | 25 | Not published | $95,000 | 18.8% |
| Other purposes | 35 | Not published | $55,000 | 22.2% |
Where Eaton Community Bank lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Eaton County, MI | 51 | Not published | 23.2% |
| Ingham County, MI | 23 | Not published | 10.7% |
| Jackson County, MI | 12 | Not published | 14.3% |
| Clinton County, MI | 8 | Under 10 loans | 0.0% |
| Livingston County, MI | 7 | Under 10 loans | 12.5% |
| Barry County, MI | 5 | Under 10 loans | 28.6% |
| Calhoun County, MI | 5 | Under 10 loans | 0.0% |
| Mason County, MI | 2 | Under 10 loans | 0.0% |
| Washtenaw County, MI | 2 | Under 10 loans | 0.0% |
| Genesee County, MI | 1 | Under 10 loans | 0.0% |
| Hillsdale County, MI | 1 | Under 10 loans | 0.0% |
| Muskegon County, MI | 1 | Under 10 loans | 0.0% |
| Oceana County, MI | 1 | Under 10 loans | 0.0% |
| Roscommon County, MI | 1 | Under 10 loans | 0.0% |
| Grand Traverse County, MI | 0 | Under 10 loans | Not published |
| Osceola County, MI | 0 | Under 10 loans | 100.0% |
| Shiawassee County, MI | 0 | Under 10 loans | 0.0% |
Get told when this changes
When Eaton Community Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.