Mortgage Lender Index

Citizens Bank and Trust Company of Grainger County

Citizens Bank and Trust Company of Grainger County received 71 applications in 2025 and made 60 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $265,000. Of 68 decisions, 6 were denials — 8.8%.

Legal Entity Identifier549300YVF0872060HC60
Applications received71
Mortgages made60
Denied6
Approved, not taken up2
Withdrawn or incomplete3
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Citizens Bank and Trust Company of Grainger County, 5 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase39 Not published$285,000 6.8%
Refinancing9 Under 10 loansUnder 10 loans 18.2%
Other purposes12 Not published$70,000 7.7%

Where Citizens Bank and Trust Company of Grainger County lends most

The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Grainger County, TN 30Not published6.1%
Jefferson County, TN 10Not published8.3%
Hamblen County, TN 7Under 10 loans30.0%
Hawkins County, TN 5Under 10 loans0.0%
Knox County, TN 4Under 10 loans0.0%
Claiborne County, TN 2Under 10 loans0.0%
Hancock County, TN 2Under 10 loans0.0%

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When Citizens Bank and Trust Company of Grainger County’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.