Mortgage Lender Index

SouthEast Bank

SouthEast Bank received 494 applications in 2025 and made 388 mortgages, in 30 counties across 4 states. The median rate its borrowers got was 7.500% on a median loan of $200,000. Of 469 decisions, 55 were denials — 11.7%, most often for debt-to-income ratio.

Legal Entity Identifier54930089R5VSN6GVCK47
Applications received494
Mortgages made388
Denied55
Approved, not taken up26
Withdrawn or incomplete25
Loans bought from other lenders1
Median rate spread over the prime offer rate0.26 points
FDIC-insured bankYes: SouthEast Bank, 15 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase164 7.500%$255,000 12.7%
Refinancing52 7.500%$170,000 14.1%
Other purposes172 7.500%$105,000 10.0%

Where SouthEast Bank lends most

The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Hamilton County, TN 927.500%11.6%
Knox County, TN 757.500%4.7%
Rhea County, TN 507.500%16.9%
Bradley County, TN 397.250%12.5%
Loudon County, TN 297.500%6.5%
McMinn County, TN 267.500%16.1%
Putnam County, TN 207.500%8.0%
Meigs County, TN 127.500%13.3%
Blount County, TN 8Under 10 loans20.0%
Monroe County, TN 6Under 10 loans14.3%
Catoosa County, GA 5Under 10 loans16.7%
Roane County, TN 4Under 10 loans0.0%
Walker County, GA 3Under 10 loans20.0%
Bledsoe County, TN 3Under 10 loans0.0%
Marion County, TN 2Under 10 loans33.3%
Polk County, TN 2Under 10 loans0.0%
Union County, TN 2Under 10 loans0.0%
DeKalb County, AL 1Under 10 loans0.0%
Coffee County, TN 1Under 10 loans0.0%
Davidson County, TN 1Under 10 loans0.0%
DeKalb County, TN 1Under 10 loans0.0%
Grainger County, TN 1Under 10 loans0.0%
Morgan County, TN 1Under 10 loans0.0%
Overton County, TN 1Under 10 loans0.0%
Rutherford County, TN 1Under 10 loans0.0%
Sevier County, TN 1Under 10 loans0.0%
Wise County, VA 1Under 10 loans0.0%
Anderson County, TN 0Under 10 loans100.0%
Jefferson County, TN 0Under 10 loans100.0%
Van Buren County, TN 0Under 10 loans100.0%

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When SouthEast Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.