Builtwell Bank
Builtwell Bank received 814 applications in 2025 and made 601 mortgages, in 56 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 765 decisions, 157 were denials — 20.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930095LY1EDFTWAG29 |
|---|---|
| Applications received | 814 |
| Mortgages made | 601 |
| Denied | 157 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 49 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Builtwell Bank, 36 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 118 | Not published | $215,000 | 14.4% |
| Refinancing | 302 | Not published | $110,000 | 14.2% |
| Other purposes | 181 | Not published | $105,000 | 32.1% |
Where Builtwell Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hamilton County, TN | 131 | Not published | 20.8% |
| Bradley County, TN | 58 | Not published | 9.2% |
| Catoosa County, GA | 53 | Not published | 23.2% |
| Whitfield County, GA | 42 | Not published | 29.5% |
| Campbell County, TN | 37 | Not published | 32.7% |
| Marion County, TN | 35 | Not published | 12.5% |
| Gordon County, GA | 29 | Not published | 25.6% |
| Fentress County, TN | 28 | Not published | 20.0% |
| Knox County, TN | 24 | Not published | 11.1% |
| McMinn County, TN | 24 | Not published | 11.1% |
| Walker County, GA | 18 | Not published | 25.9% |
| Polk County, TN | 16 | Not published | 33.3% |
| Putnam County, TN | 13 | Not published | 23.5% |
| Murray County, GA | 12 | Not published | 25.0% |
| Lawrence County, TN | 11 | Not published | 26.7% |
| Overton County, TN | 9 | Under 10 loans | 10.0% |
| Floyd County, GA | 6 | Under 10 loans | 0.0% |
| Anderson County, TN | 5 | Under 10 loans | 0.0% |
| Whitley County, KY | 4 | Under 10 loans | 0.0% |
| Cumberland County, TN | 4 | Under 10 loans | 0.0% |
| Dade County, GA | 3 | Under 10 loans | 0.0% |
| Sequatchie County, TN | 3 | Under 10 loans | 0.0% |
| Jackson County, AL | 2 | Under 10 loans | 50.0% |
| Chattooga County, GA | 2 | Under 10 loans | 0.0% |
| Blount County, TN | 2 | Under 10 loans | 0.0% |
| Loudon County, TN | 2 | Under 10 loans | 0.0% |
| Rhea County, TN | 2 | Under 10 loans | 60.0% |
| Roane County, TN | 2 | Under 10 loans | 0.0% |
| Sullivan County, TN | 2 | Under 10 loans | 0.0% |
| Cherokee County, AL | 1 | Under 10 loans | 0.0% |
| Escambia County, FL | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Barrow County, GA | 1 | Under 10 loans | 0.0% |
| Bartow County, GA | 1 | Under 10 loans | 0.0% |
| Bulloch County, GA | 1 | Under 10 loans | 0.0% |
| Cherokee County, GA | 1 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Towns County, GA | 1 | Under 10 loans | 0.0% |
| Knox County, KY | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Bledsoe County, TN | 1 | Under 10 loans | 0.0% |
| Claiborne County, TN | 1 | Under 10 loans | 0.0% |
| Clay County, TN | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Hawkins County, TN | 1 | Under 10 loans | 0.0% |
| Jackson County, TN | 1 | Under 10 loans | 0.0% |
| Lincoln County, TN | 1 | Under 10 loans | 0.0% |
| Monroe County, TN | 1 | Under 10 loans | 0.0% |
| Scott County, TN | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Builtwell Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.