MILLENNIUM BANK
MILLENNIUM BANK received 147 applications in 2025 and made 115 mortgages, in 28 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 140 decisions, 17 were denials — 12.1%.
| Legal Entity Identifier | 549300FOHR7SBPQ7WJ92 |
|---|---|
| Applications received | 147 |
| Mortgages made | 115 |
| Denied | 17 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Millennium Bank, 14 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 38 | Not published | $310,000 | 12.2% |
| Refinancing | 56 | Not published | $125,000 | 13.4% |
| Other purposes | 21 | Not published | $125,000 | 8.3% |
Where MILLENNIUM BANK lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hamilton County, TN | 33 | Not published | 2.8% |
| Gordon County, GA | 29 | Not published | 12.1% |
| Whitfield County, GA | 9 | Under 10 loans | 28.6% |
| Bradley County, TN | 9 | Under 10 loans | 0.0% |
| Columbia County, FL | 6 | Under 10 loans | 22.2% |
| Walker County, GA | 4 | Under 10 loans | 0.0% |
| Marion County, FL | 3 | Under 10 loans | 0.0% |
| Catoosa County, GA | 3 | Under 10 loans | 25.0% |
| Murray County, GA | 3 | Under 10 loans | 0.0% |
| Dawson County, GA | 2 | Under 10 loans | 0.0% |
| Floyd County, GA | 2 | Under 10 loans | 33.3% |
| Cherokee County, AL | 1 | Under 10 loans | 0.0% |
| Alachua County, FL | 1 | Under 10 loans | 0.0% |
| Citrus County, FL | 1 | Under 10 loans | 0.0% |
| Flagler County, FL | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Monroe County, FL | 1 | Under 10 loans | 0.0% |
| Bartow County, GA | 1 | Under 10 loans | 66.7% |
| Muscogee County, GA | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| Monroe County, TN | 1 | Under 10 loans | 0.0% |
| Rhea County, TN | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
| Dixie County, FL | 0 | Under 10 loans | 0.0% |
| St. Johns County, FL | 0 | Under 10 loans | Not published |
| Chattooga County, GA | 0 | Under 10 loans | 0.0% |
| McMinn County, TN | 0 | Under 10 loans | 50.0% |
| Meigs County, TN | 0 | Under 10 loans | 100.0% |
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When MILLENNIUM BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.