Mortgage Lender Index

FIDELITY DIRECT MORTGAGE, LLC

FIDELITY DIRECT MORTGAGE, LLC received 1,109 applications in 2025 and made 897 mortgages, in 150 counties across 11 states. The median rate its borrowers got was 6.625% on a median loan of $345,000. Of 985 decisions, 59 were denials — 6.0%, most often for collateral.

Legal Entity Identifier549300BKWR5OM8PWIN62
Applications received1,109
Mortgages made897
Denied59
Approved, not taken up29
Withdrawn or incomplete124
Loans bought from other lenders0
Median rate spread over the prime offer rate0.41 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase700 6.625%$365,000 5.8%
Refinancing197 6.625%$305,000 6.8%

Where FIDELITY DIRECT MORTGAGE, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Prince George's County, MD 1156.625%6.3%
Montgomery County, MD 726.625%1.4%
Baltimore County, MD 656.625%4.3%
Anne Arundel County, MD 586.625%0.0%
Baltimore city, MD 576.750%9.0%
Harford County, MD 316.250%0.0%
Frederick County, MD 276.625%0.0%
Fairfax County, VA 256.490%10.3%
Mecklenburg County, NC 247.558%0.0%
Charles County, MD 226.625%12.0%
Prince William County, VA 226.500%11.5%
Collier County, FL 167.058%11.1%
Howard County, MD 166.438%11.1%
District of Columbia, DC 156.500%0.0%
Bedford County, VA 106.933%0.0%
Loudoun County, VA 106.313%9.1%
Forsyth County, NC 9Under 10 loans0.0%
Wake County, NC 9Under 10 loans9.1%
Stafford County, VA 9Under 10 loans9.1%
Carroll County, MD 8Under 10 loans0.0%
Lynchburg city, VA 8Under 10 loans0.0%
Alexandria city, VA 7Under 10 loans12.5%
Chesapeake city, VA 7Under 10 loans0.0%
Washington County, MD 6Under 10 loans0.0%
Arlington County, VA 6Under 10 loans0.0%
Newport News city, VA 6Under 10 loans14.3%
Suffolk city, VA 6Under 10 loans25.0%
New Castle County, DE 5Under 10 loans0.0%
Sussex County, DE 5Under 10 loans16.7%
Calvert County, MD 5Under 10 loans0.0%
St. Mary's County, MD 5Under 10 loans0.0%
Iredell County, NC 5Under 10 loans0.0%
Delaware County, PA 5Under 10 loans0.0%
Appomattox County, VA 5Under 10 loans0.0%
Hampton city, VA 5Under 10 loans14.3%
Portsmouth city, VA 5Under 10 loans16.7%
Jefferson County, WV 5Under 10 loans0.0%
Kent County, DE 4Under 10 loans20.0%
Lee County, FL 4Under 10 loans28.6%
Osceola County, FL 4Under 10 loans20.0%
Seminole County, FL 4Under 10 loans0.0%
Ocean County, NJ 4Under 10 loans0.0%
Cumberland County, NC 4Under 10 loans0.0%
Durham County, NC 4Under 10 loans16.7%
Gaston County, NC 4Under 10 loans0.0%
Stanly County, NC 4Under 10 loans0.0%
Butler County, OH 4Under 10 loans0.0%
Cumberland County, PA 4Under 10 loans0.0%
Fauquier County, VA 4Under 10 loans20.0%
Cabarrus County, NC 3Under 10 loans0.0%

Get told when this changes

When FIDELITY DIRECT MORTGAGE, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.