Mortgage lenders in Newport News city
3,898 mortgages were made in Newport News city, Virginia, in 2025, by 294 lenders. The median rate their borrowers got was 6.500% on a median loan of $235,000. Of 5,255 decisions, 1,089 were denials — 20.7%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LANGLEY Federal Credit Union | 347 | 6.990% | $65,000 | 25.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 245 | 5.999% | $285,000 | 11.8% |
| Mortgage Research Center, LLC | 221 | 6.250% | $305,000 | 18.4% |
| Rocket Mortgage, LLC | 213 | 6.750% | $205,000 | 14.1% |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 210 | 7.000% | $85,000 | 14.9% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 198 | 6.433% | $265,000 | 2.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 181 | 6.625% | $275,000 | 6.7% |
| MOVEMENT MORTGAGE, LLC | 170 | 6.531% | $265,000 | 6.1% |
| Navy Federal Credit Union | 169 | 7.500% | $155,000 | 34.7% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | 124 | 6.700% | $65,000 | 31.5% |
| FREEDOM MORTGAGE CORPORATION | 100 | 6.250% | $300,000 | 12.3% |
| Towne Bank | 71 | 7.000% | $225,000 | 9.6% |
| PENNYMAC LOAN SERVICES, LLC | 70 | 5.933% | $255,000 | 23.1% |
| SOUTHERN TRUST MORTGAGE, LLC | 53 | 6.500% | $265,000 | 12.7% |
| Truist Bank | 47 | 6.990% | $105,000 | 46.9% |
| CALCON MUTUAL MORTGAGE LLC | 47 | 6.625% | $285,000 | 6.0% |
| Kiavi Funding, Inc. | 46 | 10.470% | $225,000 | 14.8% |
| NEWREZ LLC | 45 | 6.250% | $295,000 | 35.0% |
| Loandepot.Com, LLC | 43 | 6.490% | $165,000 | 24.6% |
| NATIONSTAR MORTGAGE LLC | 39 | 6.625% | $145,000 | 15.2% |
| Bank of America, National Association | 30 | 6.313% | $150,000 | 48.3% |
| Prosperity Home Mortgage, LLC | 28 | 6.250% | $305,000 | 6.7% |
| JPMorgan Chase Bank, National Association | 27 | 6.500% | $215,000 | 15.6% |
| Atlantic Coast Mortgage, LLC | 27 | 6.375% | $285,000 | 5.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 25 | 6.490% | $265,000 | 10.3% |
| Archer Mortgage, LLC | 25 | 6.250% | $265,000 | 3.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 24 | 5.750% | $370,000 | 22.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 23 | 6.625% | $265,000 | 27.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 23 | 6.500% | $255,000 | 8.0% |
| Ameris Bank | 23 | 6.250% | $285,000 | 0.0% |
| CAPITAL CENTER, L.L.C. | 19 | 6.250% | $295,000 | 13.6% |
| GUILD MORTGAGE COMPANY | 19 | 6.250% | $305,000 | 4.8% |
| AmeriSave Mortgage Corporation | 18 | 7.188% | $95,000 | 63.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 18 | 6.313% | $230,000 | 35.0% |
| T2 FINANCIAL LLC | 18 | 6.625% | $315,000 | 0.0% |
| SPRING EQ, LLC | 17 | 9.925% | $55,000 | 60.5% |
| Towne Mortgage, LLC | 17 | 6.250% | $255,000 | 0.0% |
| CMG MORTGAGE, INC. | 17 | 6.500% | $305,000 | 5.6% |
| Tidewater Home Funding, LLC | 17 | 6.125% | $245,000 | 10.5% |
| Fairway Independent Mortgage Corporation | 17 | 6.250% | $225,000 | 10.5% |
| UNION HOME MORTGAGE CORP. | 16 | 6.125% | $270,000 | 11.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 16 | 6.375% | $210,000 | 20.0% |
| C & F Mortgage Corporation | 16 | 6.500% | $265,000 | 5.6% |
| Atlantic Union Bank | 16 | 7.500% | $140,000 | 15.8% |
| FIRST COMMUNITY MORTGAGE, INC. | 15 | 6.740% | $275,000 | 11.8% |
| Broker Solutions, Inc. | 14 | 6.750% | $170,000 | 33.3% |
| Equity Prime Mortgage LLC | 14 | 6.750% | $310,000 | 17.7% |
| Wells Fargo Bank, National Association | 14 | 6.500% | $170,000 | 36.4% |
| PNC Bank, National Association | 14 | 6.405% | $165,000 | 20.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 14 | 6.513% | $320,000 | 6.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 14 | 7.500% | $185,000 | 11.1% |
| GoodLeap, LLC | 13 | 5.990% | $185,000 | 37.5% |
| PLANET HOME LENDING, LLC | 13 | 6.125% | $265,000 | 18.8% |
| LoanUnited.com, LLC | 12 | 6.250% | $360,000 | 7.7% |
| Plains Commerce Bank | 12 | 6.188% | $215,000 | 20.0% |
| THE LOAN STORE, INC. | 12 | 7.438% | $155,000 | 17.7% |
| Presidential Bank, FSB | 12 | 6.563% | $290,000 | 7.7% |
| Advance Financial Group, LLC | 12 | 6.438% | $315,000 | 14.3% |
| Coastal Community Bank | 11 | 9.490% | $35,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 11 | 6.990% | $265,000 | 43.5% |
| LAKEVIEW LOAN SERVICING, LLC | 11 | 6.750% | $215,000 | 51.3% |
| The Federal Savings Bank | 11 | 6.250% | $325,000 | 15.4% |
| USAA Federal Savings Bank | 11 | 6.125% | $305,000 | 25.0% |
| LIMA ONE CAPITAL, LLC | 11 | 9.900% | $175,000 | 8.3% |
| Garrett Mortgage, LLC | 11 | 6.625% | $215,000 | 8.3% |
| GUARANTEED RATE, INC. | 10 | 6.200% | $310,000 | 0.0% |
| OCMBC, INC. | 10 | 7.250% | $195,000 | 8.3% |
| Cornerstone First Mortgage, Inc | 10 | 6.750% | $235,000 | 9.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 10 | 10.365% | $130,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 35.3% |
| FIGURE LENDING LLC | 9 | Under 10 loans | Under 10 loans | 22.2% |
| Fulton Bank, National Association | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Alcova Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| ZILLOW HOME LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | Under 10 loans | Under 10 loans | 86.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Integrity Home Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Sierra Pacific Mortgage Company, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 40.0% |
| CHARTWAY FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| VAN DYK MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CLEARPATH LENDING | 5 | Under 10 loans | Under 10 loans | 37.5% |
| U.S. Bank National Association | 5 | Under 10 loans | Under 10 loans | 50.0% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Chesapeake Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 81.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 60.0% |
| ABNB Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 63.6% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 254900CTT87ZKAUTIJ37 | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens and Farmers Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 42.9% |
| TruHome Solutions, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Old Point National Bank of Phoebus | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank and Trust Company | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GENEVA FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Red River Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 3 | Under 10 loans | Under 10 loans | 44.4% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 62.5% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Regions Bank | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 71.4% |
| INTELLILOAN, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NORWICH COMMERCIAL GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Virginia Credit Union, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOANLEADERS OF AMERICA, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 80.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Home Mortgage Alliance Corporation (HMAC) | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First Heritage Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valley West Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| StanCorp Mortgage Investors, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Frankewing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IVY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Grandbridge Real Estate Capital LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 94 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Newport News city
20 FDIC-insured branches from 12 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| TowneBank | 4 | $1.2 billion |
| Truist Bank | 4 | $595.7 million |
| Bank of America, National Association | 2 | $393.1 million |
| Wells Fargo Bank, National Association | 2 | $351.7 million |
| Atlantic Union Bank | 1 | $114.0 million |
| Primis Bank | 1 | $80.9 million |
| Citizens and Farmers Bank | 1 | $56.3 million |
| PNC Bank, National Association | 1 | $40.2 million |
| Fulton Bank, National Association | 1 | $28.6 million |
| JPMorgan Chase Bank, National Association | 1 | $27.0 million |
| Southern Bank and Trust Company | 1 | $18.7 million |
| Woodforest National Bank | 1 | $2.8 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- The Old Point National Bank of Phoebus, 11751 Jefferson Ave, Newport News
- The Old Point National Bank of Phoebus, 11780 Jefferson Ave, Newport News
Get told when this changes
When the next year’s lending figures are out for Newport News city, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.