Mortgage Lender Index

Sunflower Bank, National Association

Sunflower Bank, National Association received 5,231 applications in 2025 and made 3,566 mortgages, in 490 counties across 42 states. The median rate its borrowers got was 6.490% on a median loan of $365,000. Of 3,807 decisions, 219 were denials — 5.8%, most often for debt-to-income ratio.

Legal Entity Identifier2549008TT6UNYR7AXF54
Applications received5,231
Mortgages made3,566
Denied219
Approved, not taken up22
Withdrawn or incomplete1,424
Loans bought from other lenders0
Median rate spread over the prime offer rate0.146 points
FDIC-insured bankYes: Sunflower Bank, National Association, 103 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,867 6.490%$365,000 3.1%
Refinancing382 5.990%$405,000 9.8%
Cash-out refinancing263 6.625%$325,000 19.9%
Other purposes54 6.875%$280,000 27.0%

Where Sunflower Bank, National Association lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Spokane County, WA 4986.490%4.8%
Maricopa County, AZ 2446.490%5.4%
Santa Fe County, NM 1256.625%2.3%
Denver County, CO 1216.375%0.8%
El Paso County, TX 1156.375%13.3%
Arapahoe County, CO 1086.375%6.1%
Ada County, ID 1006.490%1.0%
Jefferson County, CO 926.490%2.1%
Jackson County, OR 826.375%7.9%
Bernalillo County, NM 766.490%3.8%
Dallas County, TX 746.625%1.3%
Canyon County, ID 726.375%1.4%
Douglas County, CO 586.490%0.0%
Adams County, CO 576.250%1.7%
Collin County, TX 576.625%6.4%
Clark County, WA 576.625%0.0%
Los Alamos County, NM 566.625%5.1%
Deschutes County, OR 506.375%3.9%
Josephine County, OR 486.625%7.7%
Sedgwick County, KS 476.125%11.3%
Harris County, TX 416.625%4.7%
Tarrant County, TX 416.490%2.4%
Genesee County, MI 386.625%13.6%
Stevens County, WA 386.558%4.9%
Kootenai County, ID 356.250%5.3%
Sandoval County, NM 346.250%5.3%
Clackamas County, OR 326.558%0.0%
Placer County, CA 296.625%3.3%
Douglas County, KS 276.490%15.6%
Sacramento County, CA 256.625%3.9%
Tillamook County, OR 256.625%0.0%
Ellis County, KS 236.375%11.5%
Valencia County, NM 226.188%4.4%
Denton County, TX 216.625%4.6%
Pierce County, WA 216.490%4.6%
Multnomah County, OR 206.495%9.1%
Johnson County, KS 196.490%17.4%
El Paso County, CO 186.125%0.0%
Ford County, KS 186.313%14.3%
Washington County, OR 166.490%0.0%
Travis County, TX 166.188%11.1%
Saline County, KS 146.375%6.7%
Oakland County, MI 146.750%0.0%
King County, WA 146.490%0.0%
Pinal County, AZ 136.625%0.0%
Los Angeles County, CA 136.250%18.8%
Fort Bend County, TX 136.490%13.3%
Boulder County, CO 126.188%7.7%
Weld County, CO 126.375%0.0%
Bexar County, TX 126.125%29.4%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.