ABNB Federal Credit Union
ABNB Federal Credit Union received 909 applications in 2025 and made 517 mortgages, in 54 counties across 9 states. The median rate its borrowers got was 6.250% on a median loan of $145,000. Of 811 decisions, 279 were denials — 34.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300OOBQV34V3WL383 |
|---|---|
| Applications received | 909 |
| Mortgages made | 517 |
| Denied | 279 |
| Approved, not taken up | 15 |
| Withdrawn or incomplete | 98 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.29 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 30 | 5.250% | $555,000 | 22.0% |
| Refinancing | 219 | 4.875% | $805,000 | 12.2% |
| Cash-out refinancing | 13 | 6.750% | $125,000 | 43.5% |
| Other purposes | 255 | 7.240% | $75,000 | 46.5% |
Where ABNB Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Loudoun County, VA | 143 | 4.875% | 5.9% |
| Virginia Beach city, VA | 123 | 6.740% | 39.7% |
| Chesapeake city, VA | 72 | 7.058% | 39.4% |
| Portsmouth city, VA | 22 | 7.120% | 52.1% |
| Norfolk city, VA | 21 | 6.740% | 57.7% |
| Frederick County, MD | 17 | 5.000% | 5.6% |
| Currituck County, NC | 12 | 6.870% | 45.5% |
| Suffolk city, VA | 12 | 7.865% | 61.3% |
| New Castle County, DE | 9 | Under 10 loans | 0.0% |
| Hampton city, VA | 9 | Under 10 loans | 43.8% |
| Howard County, MD | 7 | Under 10 loans | 0.0% |
| Pasquotank County, NC | 7 | Under 10 loans | 52.9% |
| Prince William County, VA | 7 | Under 10 loans | 12.5% |
| Fairfax County, VA | 5 | Under 10 loans | 0.0% |
| Camden County, NC | 4 | Under 10 loans | 50.0% |
| Gates County, NC | 4 | Under 10 loans | 0.0% |
| Perquimans County, NC | 4 | Under 10 loans | 0.0% |
| James City County, VA | 4 | Under 10 loans | 33.3% |
| Newport News city, VA | 4 | Under 10 loans | 63.6% |
| Dare County, NC | 3 | Under 10 loans | 50.0% |
| Isle of Wight County, VA | 3 | Under 10 loans | 57.1% |
| Bertie County, NC | 2 | Under 10 loans | 0.0% |
| Chesterfield County, VA | 2 | Under 10 loans | 33.3% |
| Gloucester County, VA | 2 | Under 10 loans | 0.0% |
| Henrico County, VA | 2 | Under 10 loans | 33.3% |
| Southampton County, VA | 2 | Under 10 loans | 25.0% |
| York County, VA | 2 | Under 10 loans | 33.3% |
| Kent County, DE | 1 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 1 | Under 10 loans | 0.0% |
| Baltimore County, MD | 1 | Under 10 loans | 0.0% |
| Baltimore city, MD | 1 | Under 10 loans | 0.0% |
| Chowan County, NC | 1 | Under 10 loans | 0.0% |
| Bedford County, VA | 1 | Under 10 loans | 0.0% |
| Dinwiddie County, VA | 1 | Under 10 loans | 0.0% |
| Frederick County, VA | 1 | Under 10 loans | 0.0% |
| Lancaster County, VA | 1 | Under 10 loans | 0.0% |
| Madison County, VA | 1 | Under 10 loans | 0.0% |
| Powhatan County, VA | 1 | Under 10 loans | 0.0% |
| Rockingham County, VA | 1 | Under 10 loans | 0.0% |
| Richmond city, VA | 1 | Under 10 loans | 0.0% |
| Alameda County, CA | 0 | Under 10 loans | 100.0% |
| Sacramento County, CA | 0 | Under 10 loans | 100.0% |
| Montgomery County, MD | 0 | Under 10 loans | 100.0% |
| Jackson County, MO | 0 | Under 10 loans | 100.0% |
| Queens County, NY | 0 | Under 10 loans | 100.0% |
| Columbus County, NC | 0 | Under 10 loans | 100.0% |
| Cumberland County, NC | 0 | Under 10 loans | 100.0% |
| Wake County, NC | 0 | Under 10 loans | Not published |
| Morton County, ND | 0 | Under 10 loans | 100.0% |
| Richland County, SC | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.