Mortgage lenders in Hampton city
3,799 mortgages were made in Hampton city, Virginia, in 2025, by 292 lenders. The median rate their borrowers got was 6.595% on a median loan of $235,000. Of 5,101 decisions, 1,066 were denials — 20.9%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LANGLEY Federal Credit Union | 340 | 6.990% | $75,000 | 22.5% |
| Mortgage Research Center, LLC | 269 | 6.250% | $305,000 | 20.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 268 | 5.999% | $285,000 | 13.5% |
| Rocket Mortgage, LLC | 239 | 6.250% | $215,000 | 20.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 218 | 6.500% | $275,000 | 6.4% |
| Navy Federal Credit Union | 174 | 7.750% | $105,000 | 32.8% |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 173 | 7.490% | $85,000 | 17.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 153 | 6.500% | $265,000 | 3.1% |
| MOVEMENT MORTGAGE, LLC | 123 | 6.750% | $265,000 | 4.9% |
| FREEDOM MORTGAGE CORPORATION | 113 | 6.250% | $285,000 | 11.2% |
| PENNYMAC LOAN SERVICES, LLC | 94 | 6.000% | $245,000 | 17.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | 63 | 6.500% | $295,000 | 7.4% |
| SOUTHERN TRUST MORTGAGE, LLC | 57 | 6.500% | $255,000 | 3.4% |
| Towne Bank | 54 | 6.625% | $195,000 | 9.7% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | 52 | 6.740% | $75,000 | 38.8% |
| NEWREZ LLC | 49 | 6.250% | $285,000 | 21.9% |
| Truist Bank | 44 | 7.490% | $110,000 | 41.6% |
| Atlantic Coast Mortgage, LLC | 44 | 6.500% | $260,000 | 0.0% |
| Kiavi Funding, Inc. | 38 | 10.200% | $190,000 | 13.3% |
| NATIONSTAR MORTGAGE LLC | 36 | 8.500% | $85,000 | 7.5% |
| JPMorgan Chase Bank, National Association | 34 | 6.563% | $225,000 | 12.8% |
| Loandepot.Com, LLC | 33 | 6.375% | $185,000 | 29.2% |
| CALCON MUTUAL MORTGAGE LLC | 32 | 6.495% | $285,000 | 15.8% |
| Archer Mortgage, LLC | 28 | 6.250% | $295,000 | 6.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 24 | 6.370% | $295,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 23 | 6.875% | $285,000 | 52.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 23 | 5.750% | $305,000 | 21.4% |
| Atlantic Union Bank | 22 | 7.500% | $220,000 | 8.3% |
| Prosperity Home Mortgage, LLC | 21 | 6.250% | $285,000 | 4.6% |
| PLANET HOME LENDING, LLC | 20 | 5.990% | $305,000 | 16.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 19 | 6.625% | $195,000 | 38.7% |
| Wells Fargo Bank, National Association | 19 | 6.625% | $185,000 | 29.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 19 | 6.750% | $255,000 | 26.9% |
| GUILD MORTGAGE COMPANY | 19 | 6.625% | $255,000 | 0.0% |
| Equity Prime Mortgage LLC | 18 | 6.625% | $305,000 | 21.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 18 | 6.250% | $245,000 | 21.7% |
| Presidential Bank, FSB | 17 | 6.375% | $355,000 | 0.0% |
| The Federal Savings Bank | 16 | 6.250% | $280,000 | 19.1% |
| Tidewater Home Funding, LLC | 16 | 6.250% | $265,000 | 5.9% |
| Bank of America, National Association | 15 | 6.240% | $155,000 | 65.9% |
| AmeriSave Mortgage Corporation | 15 | 8.375% | $55,000 | 64.4% |
| LoanUnited.com, LLC | 15 | 6.125% | $345,000 | 21.1% |
| UNION HOME MORTGAGE CORP. | 15 | 6.250% | $285,000 | 6.3% |
| Advance Financial Group, LLC | 15 | 6.500% | $225,000 | 5.6% |
| CAPITAL CENTER, L.L.C. | 14 | 6.625% | $250,000 | 33.3% |
| Broker Solutions, Inc. | 13 | 6.875% | $225,000 | 48.3% |
| USAA Federal Savings Bank | 13 | 6.125% | $255,000 | 38.1% |
| FIGURE LENDING LLC | 13 | 9.300% | $65,000 | 28.6% |
| GoodLeap, LLC | 13 | 5.750% | $185,000 | 29.2% |
| CMG MORTGAGE, INC. | 13 | 6.000% | $295,000 | 5.9% |
| C & F Mortgage Corporation | 13 | 6.500% | $255,000 | 7.1% |
| GUARANTEED RATE, INC. | 12 | 6.045% | $300,000 | 18.8% |
| Fairway Independent Mortgage Corporation | 12 | 6.750% | $240,000 | 7.7% |
| ZILLOW HOME LOANS, LLC | 12 | 6.563% | $265,000 | 7.7% |
| SPRING EQ, LLC | 11 | 10.200% | $45,000 | 69.2% |
| EMM LOANS LLC | 11 | 5.990% | $315,000 | 7.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 6.750% | $275,000 | 25.0% |
| 254900CTT87ZKAUTIJ37 | 11 | 7.625% | $165,000 | 8.3% |
| Coastal Community Bank | 10 | 11.990% | $70,000 | 5.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 10 | 7.308% | $170,000 | 45.5% |
| Towne Mortgage, LLC | 10 | 6.250% | $335,000 | 0.0% |
| Garrett Mortgage, LLC | 10 | 6.625% | $300,000 | 0.0% |
| T2 FINANCIAL LLC | 10 | 6.500% | $275,000 | 0.0% |
| ABNB Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 43.8% |
| Alcova Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LAKEVIEW LOAN SERVICING, LLC | 8 | Under 10 loans | Under 10 loans | 54.1% |
| EMBRACE HOME LOANS, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Ameris Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 50.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Virginia Credit Union, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EMET LENDING GROUP, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 62.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Cornerstone First Mortgage, Inc | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Old Point National Bank of Phoebus | 6 | Under 10 loans | Under 10 loans | 14.3% |
| EVERETT FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST HOME MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Fulton Bank, National Association | 5 | Under 10 loans | Under 10 loans | 37.5% |
| THE LOAN STORE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CHARTWAY FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| FIDELITY DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| QUORUM FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 14.3% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| ROYAL UNITED MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| RELIANCE FIRST CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| U.S. Bank National Association | 4 | Under 10 loans | Under 10 loans | 50.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGEONE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Armed Forces Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Integrity Home Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 212 LOANS, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 54.6% |
| KIND LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 40.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 92.9% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 71.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 71.4% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BoxCar Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AAFMAA Mortgage Services LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Apple Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Chesapeake Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens and Farmers Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 9845001ADACA7A75EE02 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 93.8% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIED MORTGAGE GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FAY SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MYCUMORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| VAN DYK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Peoples Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OnPath Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 92 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Hampton city
11 FDIC-insured branches from 7 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| TowneBank | 3 | $581.8 million |
| Truist Bank | 2 | $232.9 million |
| Wells Fargo Bank, National Association | 2 | $220.5 million |
| Bank of America, National Association | 1 | $211.5 million |
| Primis Bank | 1 | $45.1 million |
| JPMorgan Chase Bank, National Association | 1 | $12.3 million |
| Woodforest National Bank | 1 | $4.0 million |
Closed since the 2025 survey
5 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- The Old Point National Bank of Phoebus, 1 W Mellen St, Hampton
- The Old Point National Bank of Phoebus, 101 E Queen St, Hampton
- The Old Point National Bank of Phoebus, 2101 Executive Dr, Hampton
- The Old Point National Bank of Phoebus, 347 Woodland Rd, Hampton
- TowneBank, 550 Settlers Landing Rd, Hampton
Get told when this changes
When the next year’s lending figures are out for Hampton city, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.