OnPath Federal Credit Union
OnPath Federal Credit Union received 449 applications in 2025 and made 404 mortgages, in 44 counties across 10 states. The median rate its borrowers got was 6.500% on a median loan of $230,000. Of 443 decisions, 39 were denials — 8.8%, most often for credit history.
| Legal Entity Identifier | 254900ZKVJDEYHV22276 |
|---|---|
| Applications received | 449 |
| Mortgages made | 404 |
| Denied | 39 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.113 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 211 | 6.250% | $395,000 | 3.2% |
| Refinancing | 18 | 6.615% | $275,000 | 10.0% |
| Cash-out refinancing | 41 | 6.490% | $205,000 | 21.2% |
| Other purposes | 134 | 7.990% | $75,000 | 12.4% |
Where OnPath Federal Credit Union lends most
The 44 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Orleans Parish, LA | 118 | 6.250% | 3.3% |
| Jefferson Parish, LA | 84 | 6.500% | 6.7% |
| St. Tammany Parish, LA | 65 | 6.375% | 7.1% |
| St. Charles Parish, LA | 23 | 6.750% | 4.2% |
| St. John the Baptist Parish, LA | 19 | 7.125% | 26.9% |
| Tangipahoa Parish, LA | 19 | 6.868% | 20.8% |
| Ascension Parish, LA | 11 | 6.750% | 0.0% |
| East Baton Rouge Parish, LA | 10 | 6.750% | 9.1% |
| St. James Parish, LA | 6 | Under 10 loans | 14.3% |
| Lafourche Parish, LA | 4 | Under 10 loans | 20.0% |
| Livingston Parish, LA | 4 | Under 10 loans | 33.3% |
| Walton County, FL | 3 | Under 10 loans | 0.0% |
| Hancock County, MS | 3 | Under 10 loans | 0.0% |
| Baldwin County, AL | 2 | Under 10 loans | 0.0% |
| Iberia Parish, LA | 2 | Under 10 loans | 0.0% |
| Iberville Parish, LA | 2 | Under 10 loans | 0.0% |
| Lafayette Parish, LA | 2 | Under 10 loans | 33.3% |
| St. Bernard Parish, LA | 2 | Under 10 loans | 33.3% |
| Rutherford County, TN | 2 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
| Clay County, FL | 1 | Under 10 loans | 0.0% |
| Duval County, FL | 1 | Under 10 loans | 0.0% |
| Leon County, FL | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| Wakulla County, FL | 1 | Under 10 loans | 0.0% |
| Plaquemines Parish, LA | 1 | Under 10 loans | 0.0% |
| Terrebonne Parish, LA | 1 | Under 10 loans | 75.0% |
| Washington Parish, LA | 1 | Under 10 loans | 0.0% |
| Cumberland County, ME | 1 | Under 10 loans | 0.0% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Hampshire County, MA | 1 | Under 10 loans | 0.0% |
| Harrison County, MS | 1 | Under 10 loans | 0.0% |
| Hinds County, MS | 1 | Under 10 loans | 0.0% |
| Pearl River County, MS | 1 | Under 10 loans | 0.0% |
| Santa Fe County, NM | 1 | Under 10 loans | 0.0% |
| Hamilton County, TN | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
| Hampton city, VA | 1 | Under 10 loans | 0.0% |
| Pasco County, FL | 0 | Under 10 loans | Not published |
| Amite County, MS | 0 | Under 10 loans | 100.0% |
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When OnPath Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.