UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC.
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. received 1,630 applications in 2025 and made 923 mortgages, in 58 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 1,273 decisions, 324 were denials — 25.5%.
| Legal Entity Identifier | 549300TYKYOVQFBZBV90 |
|---|---|
| Applications received | 1,630 |
| Mortgages made | 923 |
| Denied | 324 |
| Approved, not taken up | 26 |
| Withdrawn or incomplete | 357 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 244 | Not published | $355,000 | 10.0% |
| Refinancing | 168 | Not published | $105,000 | 21.8% |
| Cash-out refinancing | 31 | Not published | $265,000 | 20.5% |
| Other purposes | 480 | Not published | $95,000 | 33.1% |
Where UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Albemarle County, VA | 310 | Not published | 22.3% |
| Fluvanna County, VA | 104 | Not published | 19.9% |
| Louisa County, VA | 78 | Not published | 28.2% |
| Charlottesville city, VA | 74 | Not published | 25.5% |
| Orange County, VA | 61 | Not published | 33.0% |
| Culpeper County, VA | 57 | Not published | 29.1% |
| Greene County, VA | 46 | Not published | 15.5% |
| Nelson County, VA | 37 | Not published | 32.7% |
| Madison County, VA | 30 | Not published | 24.4% |
| Fauquier County, VA | 18 | Not published | 35.7% |
| Augusta County, VA | 16 | Not published | 26.1% |
| Waynesboro city, VA | 14 | Not published | 22.2% |
| Rockingham County, VA | 13 | Not published | 12.5% |
| Buckingham County, VA | 6 | Under 10 loans | 40.0% |
| Goochland County, VA | 5 | Under 10 loans | 0.0% |
| Henrico County, VA | 5 | Under 10 loans | 0.0% |
| Rappahannock County, VA | 4 | Under 10 loans | 33.3% |
| Richmond city, VA | 4 | Under 10 loans | 20.0% |
| Harrisonburg city, VA | 3 | Under 10 loans | 25.0% |
| Staunton city, VA | 3 | Under 10 loans | 42.9% |
| Franklin County, VA | 2 | Under 10 loans | 0.0% |
| Loudoun County, VA | 2 | Under 10 loans | 50.0% |
| Page County, VA | 2 | Under 10 loans | 0.0% |
| Prince William County, VA | 2 | Under 10 loans | 0.0% |
| Spotsylvania County, VA | 2 | Under 10 loans | 50.0% |
| Warren County, VA | 2 | Under 10 loans | 33.3% |
| Alexandria city, VA | 2 | Under 10 loans | 0.0% |
| Virginia Beach city, VA | 2 | Under 10 loans | 0.0% |
| Alleghany County, VA | 1 | Under 10 loans | 0.0% |
| Amelia County, VA | 1 | Under 10 loans | 0.0% |
| Amherst County, VA | 1 | Under 10 loans | 0.0% |
| Appomattox County, VA | 1 | Under 10 loans | 0.0% |
| Arlington County, VA | 1 | Under 10 loans | 0.0% |
| Botetourt County, VA | 1 | Under 10 loans | 0.0% |
| Chesterfield County, VA | 1 | Under 10 loans | 33.3% |
| Fairfax County, VA | 1 | Under 10 loans | 87.5% |
| Frederick County, VA | 1 | Under 10 loans | 0.0% |
| Hanover County, VA | 1 | Under 10 loans | 0.0% |
| Lancaster County, VA | 1 | Under 10 loans | 50.0% |
| Prince George County, VA | 1 | Under 10 loans | 0.0% |
| Shenandoah County, VA | 1 | Under 10 loans | 0.0% |
| Stafford County, VA | 1 | Under 10 loans | 0.0% |
| Falls Church city, VA | 1 | Under 10 loans | 0.0% |
| Hampton city, VA | 1 | Under 10 loans | 66.7% |
| Manassas city, VA | 1 | Under 10 loans | 0.0% |
| Roanoke city, VA | 1 | Under 10 loans | 0.0% |
| Winchester city, VA | 1 | Under 10 loans | 0.0% |
| Stanislaus County, CA | 0 | Under 10 loans | 100.0% |
| Bedford County, VA | 0 | Under 10 loans | 100.0% |
| Campbell County, VA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.