Mortgage Lender Index

EMET LENDING GROUP, INC.

EMET LENDING GROUP, INC. received 2,025 applications in 2025 and made 1,364 mortgages, in 154 counties across 16 states. The median rate its borrowers got was 7.000% on a median loan of $495,000. Of 1,871 decisions, 0 were denials — 0.0%.

Legal Entity Identifier549300PRAPL43XPYR044
Applications received2,025
Mortgages made1,364
Denied0
Approved, not taken up507
Withdrawn or incomplete154
Loans bought from other lenders0
Median rate spread over the prime offer rate0.624 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase968 6.875%$495,000 0.0%
Refinancing158 6.875%$545,000 0.0%
Cash-out refinancing238 7.375%$450,000 0.0%

Where EMET LENDING GROUP, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 3537.000%0.0%
Orange County, CA 1407.000%0.0%
San Bernardino County, CA 1077.000%0.0%
Fairfax County, VA 796.875%0.0%
Fort Bend County, TX 676.750%0.0%
Riverside County, CA 547.000%0.0%
Harris County, TX 496.875%0.0%
Gwinnett County, GA 396.875%0.0%
Collin County, TX 316.875%0.0%
Alameda County, CA 256.875%0.0%
Prince William County, VA 256.875%0.0%
Prince George's County, MD 217.250%0.0%
Howard County, MD 196.750%0.0%
Loudoun County, VA 196.750%0.0%
Anne Arundel County, MD 176.875%0.0%
San Diego County, CA 167.250%0.0%
Santa Clara County, CA 147.000%0.0%
Denton County, TX 126.813%0.0%
San Mateo County, CA 117.000%0.0%
Clark County, NV 116.375%0.0%
Ventura County, CA 106.750%0.0%
Montgomery County, MD 8Under 10 loans0.0%
Tarrant County, TX 8Under 10 loans0.0%
Baltimore County, MD 7Under 10 loans0.0%
Charles County, MD 7Under 10 loans0.0%
Hampton city, VA 7Under 10 loans0.0%
San Francisco County, CA 6Under 10 loans0.0%
Dallas County, TX 6Under 10 loans0.0%
Taylor County, TX 5Under 10 loans0.0%
Roanoke County, VA 5Under 10 loans0.0%
Spotsylvania County, VA 5Under 10 loans0.0%
Fresno County, CA 4Under 10 loans0.0%
Kern County, CA 4Under 10 loans0.0%
Brazoria County, TX 4Under 10 loans0.0%
Travis County, TX 4Under 10 loans0.0%
Stafford County, VA 4Under 10 loans0.0%
Chesapeake city, VA 4Under 10 loans0.0%
Fairfax city, VA 4Under 10 loans0.0%
Suffolk city, VA 4Under 10 loans0.0%
King County, WA 4Under 10 loans0.0%
Contra Costa County, CA 3Under 10 loans0.0%
Sacramento County, CA 3Under 10 loans0.0%
Denver County, CO 3Under 10 loans0.0%
Douglas County, CO 3Under 10 loans0.0%
Miami-Dade County, FL 3Under 10 loans0.0%
Cobb County, GA 3Under 10 loans0.0%
Jackson County, GA 3Under 10 loans0.0%
Harford County, MD 3Under 10 loans0.0%
Galveston County, TX 3Under 10 loans0.0%
Kaufman County, TX 3Under 10 loans0.0%

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When EMET LENDING GROUP, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.