Towne Mortgage, LLC
Towne Mortgage, LLC received 642 applications in 2025 and made 497 mortgages, in 51 counties across 2 states. The median rate its borrowers got was 6.500% on a median loan of $335,000. Of 511 decisions, 10 were denials — 2.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300RDO3TWTFEYC795 |
|---|---|
| Applications received | 642 |
| Mortgages made | 497 |
| Denied | 10 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 131 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.224 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 484 | 6.500% | $335,000 | 1.4% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where Towne Mortgage, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Virginia Beach city, VA | 135 | 6.625% | 0.7% |
| Norfolk city, VA | 68 | 6.625% | 1.4% |
| Chesapeake city, VA | 55 | 6.625% | 0.0% |
| James City County, VA | 42 | 6.250% | 2.3% |
| Suffolk city, VA | 25 | 6.625% | 3.6% |
| Portsmouth city, VA | 22 | 6.688% | 0.0% |
| Newport News city, VA | 17 | 6.250% | 0.0% |
| Albemarle County, VA | 13 | 6.875% | 0.0% |
| Isle of Wight County, VA | 13 | 6.250% | 0.0% |
| Currituck County, NC | 10 | 6.370% | 0.0% |
| Hampton city, VA | 10 | 6.250% | 0.0% |
| Pasquotank County, NC | 9 | Under 10 loans | 0.0% |
| Fluvanna County, VA | 7 | Under 10 loans | 0.0% |
| York County, VA | 7 | Under 10 loans | 0.0% |
| New Kent County, VA | 6 | Under 10 loans | 0.0% |
| Williamsburg city, VA | 5 | Under 10 loans | 0.0% |
| Camden County, NC | 4 | Under 10 loans | 20.0% |
| Gloucester County, VA | 4 | Under 10 loans | 20.0% |
| Orange County, VA | 4 | Under 10 loans | 0.0% |
| Gates County, NC | 3 | Under 10 loans | 40.0% |
| Perquimans County, NC | 3 | Under 10 loans | 0.0% |
| Southampton County, VA | 3 | Under 10 loans | 0.0% |
| Surry County, VA | 3 | Under 10 loans | 0.0% |
| Waynesboro city, VA | 3 | Under 10 loans | 0.0% |
| Buckingham County, VA | 2 | Under 10 loans | 0.0% |
| Greene County, VA | 2 | Under 10 loans | 0.0% |
| Louisa County, VA | 2 | Under 10 loans | 0.0% |
| Mathews County, VA | 2 | Under 10 loans | 0.0% |
| Nelson County, VA | 2 | Under 10 loans | 0.0% |
| Charlottesville city, VA | 2 | Under 10 loans | 0.0% |
| Augusta County, VA | 1 | Under 10 loans | 50.0% |
| Fairfax County, VA | 1 | Under 10 loans | 0.0% |
| Hanover County, VA | 1 | Under 10 loans | 0.0% |
| Henrico County, VA | 1 | Under 10 loans | 0.0% |
| Lee County, VA | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, VA | 1 | Under 10 loans | 0.0% |
| Middlesex County, VA | 1 | Under 10 loans | 0.0% |
| Powhatan County, VA | 1 | Under 10 loans | 0.0% |
| Prince William County, VA | 1 | Under 10 loans | 0.0% |
| Spotsylvania County, VA | 1 | Under 10 loans | 0.0% |
| Franklin city, VA | 1 | Under 10 loans | 0.0% |
| Harrisonburg city, VA | 1 | Under 10 loans | 0.0% |
| Radford city, VA | 1 | Under 10 loans | 0.0% |
| Staunton city, VA | 1 | Under 10 loans | 0.0% |
| Dare County, NC | 0 | Under 10 loans | 100.0% |
| Hertford County, NC | 0 | Under 10 loans | Not published |
| Wake County, NC | 0 | Under 10 loans | Not published |
| Charles City County, VA | 0 | Under 10 loans | Not published |
| Chesterfield County, VA | 0 | Under 10 loans | Not published |
| Pulaski County, VA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.