Mortgage Lender Index

CREDIT UNION MORTGAGE ASSOCIATION, INC.

CREDIT UNION MORTGAGE ASSOCIATION, INC. received 2,520 applications in 2025 and made 1,388 mortgages, in 570 counties across 49 states. The median rate its borrowers got was 5.875% on a median loan of $335,000. Of 1,598 decisions, 171 were denials — 10.7%, most often for debt-to-income ratio.

Legal Entity Identifier549300DNWSJUNAWUM003
Applications received2,520
Mortgages made1,388
Denied171
Approved, not taken up39
Withdrawn or incomplete922
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.562 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase884 5.875%$325,000 4.7%
Refinancing259 5.375%$435,000 11.7%
Cash-out refinancing226 5.945%$230,000 26.8%
Other purposes19 5.625%$195,000 23.1%

Where CREDIT UNION MORTGAGE ASSOCIATION, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Fairfax County, VA 535.875%3.6%
Montgomery County, MD 415.875%10.6%
Cumberland County, NC 405.875%11.1%
Baltimore County, MD 375.750%2.6%
Bradford County, PA 365.938%7.7%
District of Columbia, DC 345.875%12.5%
Cook County, IL 335.875%5.6%
Prince George's County, MD 276.000%30.0%
Moore County, NC 265.625%3.6%
Howard County, MD 235.500%8.0%
Monroe County, NY 236.250%11.5%
Arlington County, VA 225.750%0.0%
Loudoun County, VA 225.688%4.4%
Mecklenburg County, NC 205.313%13.0%
Henrico County, VA 206.063%9.1%
Baltimore city, MD 185.750%5.3%
Forsyth County, NC 175.625%10.5%
Jefferson County, KY 155.875%15.8%
Anne Arundel County, MD 155.500%5.9%
Greenville County, SC 155.750%5.6%
Wake County, NC 145.375%22.2%
Alexandria city, VA 145.688%0.0%
Broward County, FL 136.500%13.3%
Carroll County, MD 135.500%0.0%
Anderson County, SC 126.000%20.0%
Sussex County, DE 115.750%8.3%
Palm Beach County, FL 115.750%26.7%
Guilford County, NC 115.750%0.0%
Prince William County, VA 115.875%0.0%
DuPage County, IL 105.750%23.1%
Harford County, MD 105.375%9.1%
Davidson County, NC 105.875%0.0%
Alamance County, NC 9Under 10 loans10.0%
Allegheny County, PA 9Under 10 loans0.0%
York County, PA 9Under 10 loans0.0%
York County, SC 9Under 10 loans0.0%
Los Angeles County, CA 8Under 10 loans0.0%
Bergen County, NJ 8Under 10 loans11.1%
Middlesex County, MA 7Under 10 loans0.0%
St. Louis County, MO 7Under 10 loans0.0%
Brunswick County, NC 7Under 10 loans22.2%
Pitt County, NC 7Under 10 loans12.5%
Harris County, TX 7Under 10 loans0.0%
Petersburg city, VA 7Under 10 loans12.5%
Richmond city, VA 7Under 10 loans41.7%
Charles County, MD 6Under 10 loans33.3%
Gaston County, NC 6Under 10 loans33.3%
Harnett County, NC 6Under 10 loans0.0%
Hoke County, NC 6Under 10 loans14.3%
Monroe County, PA 6Under 10 loans14.3%

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When CREDIT UNION MORTGAGE ASSOCIATION, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.