TIDEWATER MORTGAGE SERVICES, INC. received 2,588 applications in 2025 and made
1,730 mortgages, in 240 counties across 13 states.
The median rate its borrowers got was 6.500% on a median loan of $285,000.
Of 1,860 decisions, 130 were denials — 7.0%, most often for debt-to-income ratio.
2 of its applications carried no county and are counted here but on no county page.
Legal Entity Identifier
5493005R34FLBMCPWB41
Applications received
2,588
Mortgages made
1,730
Denied
130
Approved, not taken up
0
Withdrawn or incomplete
728
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.271 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
1,614
6.500%
$295,000
6.7%
Refinancing
48
6.125%
$300,000
11.1%
Cash-out refinancing
60
6.500%
$220,000
11.8%
Other purposes
8
Under 10 loans
Under 10 loans
0.0%
Where TIDEWATER MORTGAGE SERVICES, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When TIDEWATER MORTGAGE SERVICES, INC.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are
not a lender, a broker or a lead generator: this is a notification about published data, not a sales call.
Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.