Mortgage Lender Index

Loansteady LLC

Loansteady LLC received 1,834 applications in 2025 and made 1,256 mortgages, in 354 counties across 28 states. The median rate its borrowers got was 6.490% on a median loan of $325,000. Of 1,457 decisions, 56 were denials — 3.8%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier254900YPPMV9UM5FUW09
Applications received1,834
Mortgages made1,256
Denied56
Approved, not taken up145
Withdrawn or incomplete377
Loans bought from other lenders0
Median rate spread over the prime offer rate0.1375 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,118 6.495%$325,000 3.6%
Refinancing90 6.057%$445,000 1.0%
Cash-out refinancing48 6.625%$295,000 14.1%

Where Loansteady LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
St. Tammany Parish, LA 1426.375%2.5%
New Hanover County, NC 1166.500%0.0%
District of Columbia, DC 916.375%5.7%
Onslow County, NC 716.250%0.0%
Adams County, MS 466.625%1.8%
Brunswick County, NC 446.500%0.0%
Fairfax County, VA 366.500%2.5%
Pender County, NC 356.250%2.3%
Tangipahoa Parish, LA 296.490%0.0%
Montgomery County, MD 276.500%0.0%
Lincoln County, MS 246.563%0.0%
Concordia Parish, LA 236.750%4.0%
East Baton Rouge Parish, LA 186.563%0.0%
Tift County, GA 166.563%0.0%
Jefferson Parish, LA 156.875%0.0%
Loudoun County, VA 136.375%0.0%
Prince George's County, MD 126.500%13.3%
Prince William County, VA 126.375%0.0%
Frederick County, MD 106.500%0.0%
Wake County, NC 106.750%13.3%
Orleans Parish, LA 9Under 10 loans9.1%
Copiah County, MS 9Under 10 loans0.0%
Alexandria city, VA 8Under 10 loans0.0%
DeKalb County, GA 7Under 10 loans12.5%
Fulton County, GA 7Under 10 loans0.0%
Arlington County, VA 7Under 10 loans0.0%
Effingham County, GA 6Under 10 loans12.5%
Cook County, IL 6Under 10 loans0.0%
Williamson County, IL 6Under 10 loans14.3%
Livingston Parish, LA 6Under 10 loans0.0%
Lawrence County, MS 6Under 10 loans0.0%
Warren County, MS 6Under 10 loans11.1%
Charleston County, SC 6Under 10 loans0.0%
Washington Parish, LA 5Under 10 loans16.7%
Anne Arundel County, MD 5Under 10 loans0.0%
Baltimore city, MD 5Under 10 loans0.0%
Harrison County, MS 5Under 10 loans28.6%
Columbus County, NC 5Under 10 loans16.7%
Harnett County, NC 5Under 10 loans0.0%
Hillsborough County, FL 4Under 10 loans0.0%
Bulloch County, GA 4Under 10 loans0.0%
Gwinnett County, GA 4Under 10 loans16.7%
Pike County, MS 4Under 10 loans0.0%
Cabarrus County, NC 4Under 10 loans0.0%
Cumberland County, NC 4Under 10 loans0.0%
Spotsylvania County, VA 4Under 10 loans0.0%
Brevard County, FL 3Under 10 loans0.0%
Orange County, FL 3Under 10 loans0.0%
Pasco County, FL 3Under 10 loans25.0%
Pinellas County, FL 3Under 10 loans0.0%

Get told when this changes

When Loansteady LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.