Mortgage Lender Index

US MORTGAGE CORPORATION

US MORTGAGE CORPORATION received 2,090 applications in 2025 and made 1,504 mortgages, in 287 counties across 39 states. The median rate its borrowers got was 6.625% on a median loan of $325,000. Of 1,654 decisions, 133 were denials — 8.0%, most often for debt-to-income ratio.

Legal Entity Identifier54930039IUN6515TBG78
Applications received2,090
Mortgages made1,504
Denied133
Approved, not taken up17
Withdrawn or incomplete436
Loans bought from other lenders0
Median rate spread over the prime offer rate0.602 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,335 6.625%$325,000 7.3%
Refinancing75 6.375%$345,000 13.5%
Cash-out refinancing94 6.875%$270,000 13.0%

Where US MORTGAGE CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Gwinnett County, GA 856.750%13.9%
Suffolk County, NY 656.624%8.5%
Cobb County, GA 636.750%3.1%
Pueblo County, CO 546.500%3.5%
Nassau County, NY 526.500%8.8%
DeKalb County, GA 476.500%10.9%
Richmond County, NY 416.624%2.4%
Dallas County, TX 356.375%5.1%
Clayton County, GA 316.750%11.4%
Fulton County, GA 316.500%6.1%
San Bernardino County, CA 306.625%3.2%
Sedgwick County, KS 276.750%0.0%
Tarrant County, TX 276.375%0.0%
Barrow County, GA 266.625%3.7%
Hall County, GA 267.000%7.1%
Camden County, NJ 256.625%7.4%
Mohave County, AZ 246.875%4.0%
Douglas County, GA 246.625%4.0%
Schenectady County, NY 246.750%4.0%
Adams County, CO 236.490%8.0%
Denver County, CO 236.500%7.7%
Paulding County, GA 226.688%4.2%
Palm Beach County, FL 197.250%5.0%
Cherokee County, GA 186.750%0.0%
Collin County, TX 176.875%5.6%
Henry County, GA 166.750%15.8%
Westchester County, NY 166.625%15.8%
San Diego County, CA 156.624%0.0%
Parker County, TX 156.625%0.0%
Bartow County, GA 146.875%6.7%
Cook County, IL 146.490%6.7%
Albany County, NY 146.875%17.7%
Queens County, NY 146.750%17.7%
Denton County, TX 146.500%6.7%
Gloucester County, NJ 136.750%7.1%
Rensselaer County, NY 136.875%0.0%
Carroll County, GA 126.750%7.1%
Jackson County, GA 126.688%20.0%
Arapahoe County, CO 116.625%21.4%
Jefferson County, CO 116.625%21.4%
Walton County, GA 116.750%0.0%
Saratoga County, NY 116.750%0.0%
Burlington County, NJ 9Under 10 loans18.2%
Johnson County, TX 9Under 10 loans0.0%
Chatham County, GA 8Under 10 loans0.0%
Salem County, NJ 8Under 10 loans0.0%
Douglas County, CO 7Under 10 loans0.0%
Coweta County, GA 7Under 10 loans12.5%
Harris County, TX 7Under 10 loans0.0%
Weld County, CO 6Under 10 loans36.4%

Get told when this changes

When US MORTGAGE CORPORATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.