Volunteer State Bank
Volunteer State Bank received 442 applications in 2025 and made 366 mortgages, in 21 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $205,000. Of 434 decisions, 51 were denials — 11.8%.
| Legal Entity Identifier | 549300FZ8E0GLIFFYB55 |
|---|---|
| Applications received | 442 |
| Mortgages made | 366 |
| Denied | 51 |
| Approved, not taken up | 17 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 2 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 78 | Not published | $550,000 | 6.8% |
| Refinancing | 113 | Not published | $205,000 | 5.5% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 75.0% |
| Other purposes | 175 | Not published | $155,000 | 16.3% |
Where Volunteer State Bank lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sumner County, TN | 122 | Not published | 12.8% |
| Davidson County, TN | 73 | Not published | 10.6% |
| Williamson County, TN | 62 | Not published | 5.9% |
| Robertson County, TN | 29 | Not published | 23.1% |
| Rutherford County, TN | 29 | Not published | 6.3% |
| Wilson County, TN | 24 | Not published | 10.3% |
| Maury County, TN | 6 | Under 10 loans | 14.3% |
| Bedford County, TN | 3 | Under 10 loans | 0.0% |
| Dickson County, TN | 3 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 2 | Under 10 loans | 0.0% |
| Marshall County, TN | 2 | Under 10 loans | 33.3% |
| Montgomery County, TN | 2 | Under 10 loans | 0.0% |
| Trousdale County, TN | 2 | Under 10 loans | 0.0% |
| Whitfield County, GA | 1 | Under 10 loans | 0.0% |
| Simpson County, KY | 1 | Under 10 loans | 50.0% |
| Warren County, KY | 1 | Under 10 loans | 0.0% |
| Cheatham County, TN | 1 | Under 10 loans | 0.0% |
| Coffee County, TN | 1 | Under 10 loans | 33.3% |
| Giles County, TN | 1 | Under 10 loans | 0.0% |
| Weakley County, TN | 1 | Under 10 loans | 0.0% |
| Franklin County, TN | 0 | Under 10 loans | 100.0% |
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When Volunteer State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.