Bank of Tennessee
Bank of Tennessee received 603 applications in 2025 and made 383 mortgages, in 68 counties across 9 states. The median rate its borrowers got was 6.770% on a median loan of $225,000. Of 498 decisions, 81 were denials — 16.3%, most often for credit history.
| Legal Entity Identifier | 549300CTISSNREVLNO46 |
|---|---|
| Applications received | 603 |
| Mortgages made | 383 |
| Denied | 81 |
| Approved, not taken up | 34 |
| Withdrawn or incomplete | 105 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.297 points |
| FDIC-insured bank | Yes: Bank of Tennessee, 25 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 244 | 6.750% | $275,000 | 3.9% |
| Refinancing | 16 | 6.058% | $235,000 | 14.3% |
| Cash-out refinancing | 45 | 6.838% | $195,000 | 32.9% |
| Other purposes | 78 | 7.250% | $105,000 | 34.7% |
Where Bank of Tennessee lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sullivan County, TN | 59 | 6.875% | 14.5% |
| Carter County, TN | 56 | 7.000% | 25.3% |
| Washington County, TN | 48 | 6.730% | 20.9% |
| Davidson County, TN | 29 | 6.750% | 23.1% |
| Knox County, TN | 26 | 6.875% | 6.7% |
| Avery County, NC | 24 | 7.760% | 12.5% |
| Williamson County, TN | 17 | 6.625% | 17.4% |
| Watauga County, NC | 16 | 6.813% | 0.0% |
| Unicoi County, TN | 12 | 6.625% | 25.0% |
| Sumner County, TN | 11 | 6.250% | 7.7% |
| Wilson County, TN | 9 | Under 10 loans | 0.0% |
| Greene County, TN | 6 | Under 10 loans | 14.3% |
| Loudon County, TN | 4 | Under 10 loans | 0.0% |
| Maury County, TN | 4 | Under 10 loans | 20.0% |
| Robertson County, TN | 4 | Under 10 loans | 0.0% |
| Hickman County, TN | 3 | Under 10 loans | 25.0% |
| Scott County, VA | 3 | Under 10 loans | 0.0% |
| Washington County, VA | 3 | Under 10 loans | 0.0% |
| Logan County, KY | 2 | Under 10 loans | 0.0% |
| Buncombe County, NC | 2 | Under 10 loans | 0.0% |
| Hawkins County, TN | 2 | Under 10 loans | 25.0% |
| Johnson County, TN | 2 | Under 10 loans | 33.3% |
| Marshall County, TN | 2 | Under 10 loans | 0.0% |
| Rutherford County, TN | 2 | Under 10 loans | 40.0% |
| Warren County, TN | 2 | Under 10 loans | 0.0% |
| Bristol city, VA | 2 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Warrick County, IN | 1 | Under 10 loans | 0.0% |
| Barren County, KY | 1 | Under 10 loans | 0.0% |
| Rapides Parish, LA | 1 | Under 10 loans | 0.0% |
| Ashe County, NC | 1 | Under 10 loans | 0.0% |
| Burke County, NC | 1 | Under 10 loans | 50.0% |
| Caldwell County, NC | 1 | Under 10 loans | 0.0% |
| Iredell County, NC | 1 | Under 10 loans | 0.0% |
| Macon County, NC | 1 | Under 10 loans | 0.0% |
| Beaufort County, SC | 1 | Under 10 loans | 0.0% |
| Anderson County, TN | 1 | Under 10 loans | 0.0% |
| Coffee County, TN | 1 | Under 10 loans | 0.0% |
| Dickson County, TN | 1 | Under 10 loans | 0.0% |
| Dyer County, TN | 1 | Under 10 loans | 0.0% |
| Franklin County, TN | 1 | Under 10 loans | 0.0% |
| Grundy County, TN | 1 | Under 10 loans | 0.0% |
| Lawrence County, TN | 1 | Under 10 loans | 0.0% |
| Lewis County, TN | 1 | Under 10 loans | 0.0% |
| Macon County, TN | 1 | Under 10 loans | 0.0% |
| Marion County, TN | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 66.7% |
| Overton County, TN | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.