Southeast Financial
Southeast Financial received 101 applications in 2025 and made 42 mortgages, in 38 counties across 7 states. The median rate its borrowers got was 7.125% on a median loan of $85,000. Of 79 decisions, 18 were denials — 22.8%, most often for credit history.
| Legal Entity Identifier | 549300TWLXP5O4IHG211 |
|---|---|
| Applications received | 101 |
| Mortgages made | 42 |
| Denied | 18 |
| Approved, not taken up | 19 |
| Withdrawn or incomplete | 22 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.297 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 12 | 7.250% | $90,000 | 29.2% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 46.7% |
| Other purposes | 17 | 7.250% | $45,000 | 16.7% |
Where Southeast Financial lends most
The 38 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Davidson County, TN | 10 | 7.125% | 12.5% |
| Wilson County, TN | 6 | Under 10 loans | 14.3% |
| Maury County, TN | 4 | Under 10 loans | 0.0% |
| Williamson County, TN | 4 | Under 10 loans | 12.5% |
| Hamilton County, TN | 3 | Under 10 loans | 33.3% |
| Sumner County, TN | 2 | Under 10 loans | 0.0% |
| Gwinnett County, GA | 1 | Under 10 loans | 0.0% |
| Nelson County, KY | 1 | Under 10 loans | 0.0% |
| Alcorn County, MS | 1 | Under 10 loans | 0.0% |
| Bladen County, NC | 1 | Under 10 loans | 0.0% |
| Blount County, TN | 1 | Under 10 loans | 50.0% |
| Henderson County, TN | 1 | Under 10 loans | 0.0% |
| Jackson County, TN | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| McMinn County, TN | 1 | Under 10 loans | 0.0% |
| Madison County, TN | 1 | Under 10 loans | 0.0% |
| Polk County, TN | 1 | Under 10 loans | 0.0% |
| Rutherford County, TN | 1 | Under 10 loans | 33.3% |
| Shelby County, TN | 1 | Under 10 loans | 0.0% |
| Conecuh County, AL | 0 | Under 10 loans | 100.0% |
| Garland County, AR | 0 | Under 10 loans | 0.0% |
| Catoosa County, GA | 0 | Under 10 loans | Not published |
| Newton County, GA | 0 | Under 10 loans | 0.0% |
| Allen County, KY | 0 | Under 10 loans | Not published |
| Prentiss County, MS | 0 | Under 10 loans | 100.0% |
| Tishomingo County, MS | 0 | Under 10 loans | Not published |
| Cumberland County, TN | 0 | Under 10 loans | Not published |
| Decatur County, TN | 0 | Under 10 loans | 100.0% |
| Dickson County, TN | 0 | Under 10 loans | Not published |
| Giles County, TN | 0 | Under 10 loans | Not published |
| Hardin County, TN | 0 | Under 10 loans | 100.0% |
| Haywood County, TN | 0 | Under 10 loans | Not published |
| Hickman County, TN | 0 | Under 10 loans | 0.0% |
| Lawrence County, TN | 0 | Under 10 loans | 0.0% |
| McNairy County, TN | 0 | Under 10 loans | 50.0% |
| Marshall County, TN | 0 | Under 10 loans | 100.0% |
| Putnam County, TN | 0 | Under 10 loans | Not published |
| Scott County, TN | 0 | Under 10 loans | 100.0% |
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When Southeast Financial’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.