Mortgage Lender Index

Mortgage lenders in McNairy County

508 mortgages were made in McNairy County, Tennessee, in 2025, by 142 lenders. The median rate their borrowers got was 6.625% on a median loan of $155,000. Of 748 decisions, 194 were denials — 25.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Cadence Bank 62 7.500% $70,000 11.3%
CB&S Bank, Inc. 49 6.605% $75,000 5.6%
Rocket Mortgage, LLC 41 6.625% $165,000 23.2%
The Bank of Fayette County 26 Not published $140,000 0.0%
Mortgage Research Center, LLC 24 6.500% $240,000 25.0%
Regions Bank 20 6.375% $105,000 48.8%
UNITED SHORE FINANCIAL SERVICES, LLC 18 6.049% $175,000 13.0%
FIRST COMMUNITY MORTGAGE, INC. 17 6.250% $155,000 10.5%
Equity Prime Mortgage LLC 16 6.313% $165,000 5.9%
Centennial Bank 14 Not published $185,000 22.2%
Leaders Credit Union 13 6.750% $165,000 18.8%
VANDERBILT MORTGAGE AND FINANCE, INC. 10 9.750% $115,000 65.6%
PENNYMAC LOAN SERVICES, LLC 10 6.625% $135,000 9.1%
UNION HOME MORTGAGE CORP. 10 6.058% $260,000 9.1%
FirstBank 9 Under 10 loans Under 10 loans 33.3%
Brighton Bank 9 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 8 Under 10 loans Under 10 loans 52.4%
FREEDOM MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 6 Under 10 loans Under 10 loans 14.3%
First Horizon Bank 6 Under 10 loans Under 10 loans 14.3%
Loandepot.Com, LLC 5 Under 10 loans Under 10 loans 50.0%
Trustmark National Bank 5 Under 10 loans Under 10 loans 0.0%
DELMAR FINANCIAL COMPANY 5 Under 10 loans Under 10 loans 0.0%
Guaranty Bank and Trust Company 5 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 4 Under 10 loans Under 10 loans 20.0%
Click n' Close, Inc. 4 Under 10 loans Under 10 loans 16.7%
TRIAD FINANCIAL SERVICES, INC. 3 Under 10 loans Under 10 loans 41.2%
MUTUAL OF OMAHA MORTGAGE, INC. 3 Under 10 loans Under 10 loans 20.0%
VILLAGE CAPITAL & INVESTMENT LLC 3 Under 10 loans Under 10 loans 40.0%
Simmons Bank 3 Under 10 loans Under 10 loans 40.0%
Community Bank 3 Under 10 loans Under 10 loans 25.0%
CHURCHILL MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
The Peoples Bank 3 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 3 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 66.7%
NEWREZ LLC 2 Under 10 loans Under 10 loans 50.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 50.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 60.0%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 2 Under 10 loans Under 10 loans 20.0%
AMERICAN FINANCIAL RESOURCES, INC. 2 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 2 Under 10 loans Under 10 loans 33.3%
ROYAL UNITED MORTGAGE LLC 2 Under 10 loans Under 10 loans 33.3%
MORTGAGE INVESTORS GROUP, INC. 2 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
Assurance Financial Group, L.L.C. 2 Under 10 loans Under 10 loans 0.0%
Renasant Bank 2 Under 10 loans Under 10 loans 0.0%
SOUTHWEST FUNDING, LP 2 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 2 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 50.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 60.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 50.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 33.3%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 33.3%
Empeople Credit Union 1 Under 10 loans Under 10 loans 50.0%
Fortera Federal Credit Union 1 Under 10 loans Under 10 loans 50.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 50.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
CITIZENS EQUITY FIRST 1 Under 10 loans Under 10 loans 50.0%
Truist Bank 1 Under 10 loans Under 10 loans 50.0%
Listerhill Credit Union 1 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
Decatur County Bank 1 Under 10 loans Under 10 loans 0.0%
Transportation Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
STG MORTGAGE INC 1 Under 10 loans Under 10 loans 0.0%
ISERVE RESIDENTIAL LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Bank of Bartlett 1 Under 10 loans Under 10 loans 0.0%
MCKENZIE BANKING COMPANY 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
EVERENCE FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Primis Mortgage Company 1 Under 10 loans Under 10 loans 0.0%
UNITED MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Patriot Bank 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Commercial Bank & Trust Co. 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Eagle Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
Legends Bank 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
COMPASS MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Arvest Bank 1 Under 10 loans Under 10 loans 0.0%
Raymond James Bank 1 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
Southeast Financial 0 Under 10 loans Under 10 loans 50.0%
GoodLeap, LLC 0 Under 10 loans Under 10 loans 50.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
First South Financial Federally Insured State-Chartered Credit Union 0 Under 10 loans Under 10 loans 100.0%
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 0 Under 10 loans Under 10 loans 100.0%
SouthState Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
Tomo Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
254900M2C4Q6DATP2889 0 Under 10 loans Under 10 loans Not published
Nations Lending Corporation 0 Under 10 loans Under 10 loans 100.0%
HomePromise Corporation 0 Under 10 loans Under 10 loans Not published
PRIMELENDING, A PLAINSCAPITAL COMPANY 0 Under 10 loans Under 10 loans Not published
FORT FINANCIAL Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Commerce Home Mortgage, Inc. 0 Under 10 loans Under 10 loans 100.0%
U. T. Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
ASCEND FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
REDSTONE Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
COMMUNITY MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
ATLANTA POSTAL 0 Under 10 loans Under 10 loans 100.0%
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
GMFS LLC 0 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
MILEND, INC. 0 Under 10 loans Under 10 loans Not published
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
FINANCE OF AMERICA REVERSE LLC 0 Under 10 loans Under 10 loans Not published
MICHIGAN MUTUAL, INC. 0 Under 10 loans Under 10 loans 100.0%
CATALYST MORTGAGE 0 Under 10 loans Under 10 loans Not published
Bell Bank 0 Under 10 loans Under 10 loans 100.0%
RELIANCE FIRST CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
Commerce Bank 0 Under 10 loans Under 10 loans Not published
SayGO Home Loans, LLC 0 Under 10 loans Under 10 loans 100.0%
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
U.S. EAGLE 0 Under 10 loans Under 10 loans Not published
First National Bank of Pennsylvania 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in McNairy County

12 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Home Banking Company 3$80.8 million
CB&S Bank, Inc. 2$78.3 million
The Bank of Fayette County 2$46.1 million
The Huntington National Bank 1$116.1 million
Regions Bank 1$72.3 million
Centennial Bank 1$68.4 million
The Hardin County Bank 1$46.8 million
Central Bank 1$17.0 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for McNairy County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.