CATALYST MORTGAGE
CATALYST MORTGAGE received 185 applications in 2025 and made 108 mortgages, in 89 counties across 10 states. The median rate its borrowers got was 6.433% on a median loan of $395,000. Of 123 decisions, 14 were denials — 11.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300UPB8ITF7B1GI03 |
|---|---|
| Applications received | 185 |
| Mortgages made | 108 |
| Denied | 14 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 62 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.033 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 30 | 6.500% | $395,000 | 6.3% |
| Refinancing | 19 | 6.495% | $375,000 | 16.7% |
| Cash-out refinancing | 28 | 6.375% | $425,000 | 15.2% |
| Other purposes | 31 | 6.375% | $385,000 | 8.8% |
Where CATALYST MORTGAGE lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sacramento County, CA | 17 | 6.438% | 15.0% |
| Los Angeles County, CA | 4 | Under 10 loans | 0.0% |
| Placer County, CA | 4 | Under 10 loans | 0.0% |
| Riverside County, CA | 4 | Under 10 loans | 20.0% |
| Miami-Dade County, FL | 4 | Under 10 loans | 33.3% |
| Pasco County, FL | 4 | Under 10 loans | 0.0% |
| Alameda County, CA | 3 | Under 10 loans | 25.0% |
| Lincoln County, OR | 3 | Under 10 loans | 0.0% |
| Calaveras County, CA | 2 | Under 10 loans | 0.0% |
| El Dorado County, CA | 2 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 2 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 2 | Under 10 loans | 0.0% |
| Solano County, CA | 2 | Under 10 loans | 0.0% |
| Adams County, CO | 2 | Under 10 loans | 0.0% |
| Polk County, FL | 2 | Under 10 loans | 0.0% |
| Lane County, OR | 2 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
| Amador County, CA | 1 | Under 10 loans | 0.0% |
| Colusa County, CA | 1 | Under 10 loans | 0.0% |
| Fresno County, CA | 1 | Under 10 loans | 0.0% |
| Monterey County, CA | 1 | Under 10 loans | 0.0% |
| Orange County, CA | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| San Mateo County, CA | 1 | Under 10 loans | 0.0% |
| Sonoma County, CA | 1 | Under 10 loans | 0.0% |
| Stanislaus County, CA | 1 | Under 10 loans | 0.0% |
| Sutter County, CA | 1 | Under 10 loans | 0.0% |
| Ventura County, CA | 1 | Under 10 loans | 0.0% |
| Yuba County, CA | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Broomfield County, CO | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 50.0% |
| Weld County, CO | 1 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
| Duval County, FL | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Nassau County, FL | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Seminole County, FL | 1 | Under 10 loans | 0.0% |
| Wakulla County, FL | 1 | Under 10 loans | 0.0% |
| Gallatin County, MT | 1 | Under 10 loans | 0.0% |
| Hoke County, NC | 1 | Under 10 loans | 0.0% |
| Klamath County, OR | 1 | Under 10 loans | 0.0% |
| Marion County, OR | 1 | Under 10 loans | 0.0% |
| Multnomah County, OR | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.