The Bank of Fayette County
The Bank of Fayette County received 283 applications in 2025 and made 235 mortgages, in 41 counties across 10 states. The median rate its borrowers got was Not published on a median loan of $165,000. Of 259 decisions, 19 were denials — 7.3%.
| Legal Entity Identifier | 5493004VB8XJ1L0EOO76 |
|---|---|
| Applications received | 283 |
| Mortgages made | 235 |
| Denied | 19 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 24 |
| Loans bought from other lenders | 4 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Bank of Fayette County, 15 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 150 | Not published | $235,000 | 6.1% |
| Refinancing | 39 | Not published | $145,000 | 9.3% |
| Other purposes | 46 | Not published | $45,000 | 9.4% |
Where The Bank of Fayette County lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Shelby County, TN | 64 | Not published | 5.8% |
| Fayette County, TN | 55 | Not published | 12.5% |
| McNairy County, TN | 26 | Not published | 0.0% |
| Hardeman County, TN | 21 | Not published | 8.7% |
| Marshall County, MS | 10 | Not published | 0.0% |
| Hardin County, TN | 10 | Not published | 9.1% |
| Chester County, TN | 9 | Under 10 loans | 0.0% |
| Tipton County, TN | 6 | Under 10 loans | 0.0% |
| DeSoto County, MS | 4 | Under 10 loans | 0.0% |
| Tishomingo County, MS | 4 | Under 10 loans | 0.0% |
| Henry County, TN | 4 | Under 10 loans | 0.0% |
| Charleston County, SC | 2 | Under 10 loans | 0.0% |
| Madison County, TN | 2 | Under 10 loans | 0.0% |
| Colbert County, AL | 1 | Under 10 loans | 0.0% |
| District of Columbia, DC | 1 | Under 10 loans | 0.0% |
| Escambia County, FL | 1 | Under 10 loans | 0.0% |
| Monroe County, FL | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Fayette County, GA | 1 | Under 10 loans | 0.0% |
| Jackson County, MS | 1 | Under 10 loans | 0.0% |
| Lafayette County, MS | 1 | Under 10 loans | 0.0% |
| Panola County, MS | 1 | Under 10 loans | 0.0% |
| Tate County, MS | 1 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 0.0% |
| Haywood County, TN | 1 | Under 10 loans | 0.0% |
| Lauderdale County, TN | 1 | Under 10 loans | 0.0% |
| Rutherford County, TN | 1 | Under 10 loans | 0.0% |
| Sumner County, TN | 1 | Under 10 loans | 0.0% |
| Wayne County, TN | 1 | Under 10 loans | 0.0% |
| Williamson County, TN | 1 | Under 10 loans | 0.0% |
| Baldwin County, AL | 0 | Under 10 loans | 100.0% |
| Cross County, AR | 0 | Under 10 loans | Not published |
| Eagle County, CO | 0 | Under 10 loans | Not published |
| Levy County, FL | 0 | Under 10 loans | Not published |
| Martin County, FL | 0 | Under 10 loans | Not published |
| Alcorn County, MS | 0 | Under 10 loans | 100.0% |
| Benton County, MS | 0 | Under 10 loans | 100.0% |
| Prentiss County, MS | 0 | Under 10 loans | 100.0% |
| Obion County, TN | 0 | Under 10 loans | 0.0% |
| Sullivan County, TN | 0 | Under 10 loans | Not published |
Get told when this changes
When The Bank of Fayette County’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.