Decatur County Bank
Decatur County Bank received 106 applications in 2025 and made 79 mortgages, in 16 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $165,000. Of 99 decisions, 20 were denials — 20.2%.
| Legal Entity Identifier | 254900S61OCEX8MXZI58 |
|---|---|
| Applications received | 106 |
| Mortgages made | 79 |
| Denied | 20 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Decatur County Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 34 | Not published | $155,000 | 35.9% |
| Refinancing | 41 | Not published | $165,000 | 0.0% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 20.0% |
Where Decatur County Bank lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Madison County, TN | 26 | Not published | 16.1% |
| Decatur County, TN | 19 | Not published | 0.0% |
| Gibson County, TN | 10 | Not published | 23.1% |
| Haywood County, TN | 8 | Under 10 loans | 38.5% |
| Crockett County, TN | 4 | Under 10 loans | 0.0% |
| Henderson County, TN | 4 | Under 10 loans | 0.0% |
| Shelby County, TN | 2 | Under 10 loans | 60.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, MS | 1 | Under 10 loans | 0.0% |
| Carroll County, TN | 1 | Under 10 loans | 0.0% |
| Lauderdale County, TN | 1 | Under 10 loans | 0.0% |
| McNairy County, TN | 1 | Under 10 loans | 0.0% |
| Putnam County, TN | 1 | Under 10 loans | 0.0% |
| Canadian County, OK | 0 | Under 10 loans | 100.0% |
| Dyer County, TN | 0 | Under 10 loans | 100.0% |
| Obion County, TN | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.