Bank of Bartlett
Bank of Bartlett received 604 applications in 2025 and made 275 mortgages, in 27 counties across 8 states. The median rate its borrowers got was 6.990% on a median loan of $145,000. Of 578 decisions, 236 were denials — 40.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493001EXVWX6Q13MY44 |
|---|---|
| Applications received | 604 |
| Mortgages made | 275 |
| Denied | 236 |
| Approved, not taken up | 67 |
| Withdrawn or incomplete | 26 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | -1.08 points |
| FDIC-insured bank | Yes: Bank of Bartlett, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 104 | 7.188% | $215,000 | 36.7% |
| Refinancing | 52 | 7.375% | $205,000 | 38.8% |
| Cash-out refinancing | 17 | 7.625% | $85,000 | 47.5% |
| Other purposes | 102 | 5.990% | $85,000 | 44.8% |
Where Bank of Bartlett lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Shelby County, TN | 206 | 6.990% | 42.4% |
| Fayette County, TN | 23 | 5.990% | 28.6% |
| DeSoto County, MS | 21 | 7.000% | 41.7% |
| Tipton County, TN | 7 | Under 10 loans | 33.3% |
| Crittenden County, AR | 2 | Under 10 loans | 0.0% |
| Marshall County, MS | 2 | Under 10 loans | 60.0% |
| Tuscaloosa County, AL | 1 | Under 10 loans | 0.0% |
| White County, AR | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Benton County, MS | 1 | Under 10 loans | 0.0% |
| Lafayette County, MS | 1 | Under 10 loans | 50.0% |
| Oktibbeha County, MS | 1 | Under 10 loans | 50.0% |
| Cabarrus County, NC | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Hardin County, TN | 1 | Under 10 loans | 50.0% |
| Henry County, TN | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| McNairy County, TN | 1 | Under 10 loans | 0.0% |
| Warren County, TN | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 50.0% |
| Jefferson County, AL | 0 | Under 10 loans | 0.0% |
| Craighead County, AR | 0 | Under 10 loans | 0.0% |
| Lee County, MS | 0 | Under 10 loans | 100.0% |
| Panola County, MS | 0 | Under 10 loans | 100.0% |
| Barry County, MO | 0 | Under 10 loans | 100.0% |
| Madison County, TN | 0 | Under 10 loans | 100.0% |
| Montgomery County, TX | 0 | Under 10 loans | 0.0% |
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When Bank of Bartlett’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.