The Peoples Bank
The Peoples Bank received 64 applications in 2025 and made 53 mortgages, in 11 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $105,000. Of 59 decisions, 6 were denials — 10.2%.
| Legal Entity Identifier | 549300PONSHZ2J8TRD25 |
|---|---|
| Applications received | 64 |
| Mortgages made | 53 |
| Denied | 6 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Peoples Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 17 | Not published | $125,000 | 10.5% |
| Refinancing | 26 | Not published | $105,000 | 13.3% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 0.0% |
Where The Peoples Bank lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Henderson County, TN | 16 | Not published | 11.1% |
| Chester County, TN | 12 | Not published | 25.0% |
| Madison County, TN | 10 | Not published | 0.0% |
| Crockett County, TN | 4 | Under 10 loans | 0.0% |
| Decatur County, TN | 4 | Under 10 loans | 0.0% |
| McNairy County, TN | 3 | Under 10 loans | 0.0% |
| Carroll County, TN | 1 | Under 10 loans | 0.0% |
| Fayette County, TN | 1 | Under 10 loans | 0.0% |
| Hardin County, TN | 1 | Under 10 loans | 0.0% |
| Lauderdale County, TN | 1 | Under 10 loans | 0.0% |
| Hardeman County, TN | 0 | Under 10 loans | Not published |
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When The Peoples Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.