Listerhill Credit Union
Listerhill Credit Union received 666 applications in 2025 and made 607 mortgages, in 40 counties across 4 states. The median rate its borrowers got was 6.000% on a median loan of $115,000. Of 633 decisions, 22 were denials — 3.5%, most often for collateral.
| Legal Entity Identifier | 2549000VVDQ9NNW01Q23 |
|---|---|
| Applications received | 666 |
| Mortgages made | 607 |
| Denied | 22 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 33 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.6175 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 162 | 6.240% | $205,000 | 2.4% |
| Refinancing | 41 | 6.000% | $215,000 | 4.7% |
| Cash-out refinancing | 404 | 5.740% | $85,000 | 3.8% |
Where Listerhill Credit Union lends most
The 40 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lauderdale County, AL | 214 | 5.750% | 1.4% |
| Colbert County, AL | 162 | 6.000% | 0.6% |
| Maury County, TN | 55 | 6.000% | 6.7% |
| Franklin County, AL | 36 | 5.740% | 0.0% |
| Limestone County, AL | 19 | 6.375% | 13.6% |
| Winston County, AL | 17 | 6.000% | 5.6% |
| Marion County, AL | 16 | 6.115% | 0.0% |
| Morgan County, AL | 13 | 6.000% | 0.0% |
| Madison County, AL | 12 | 6.313% | 7.7% |
| Williamson County, TN | 9 | Under 10 loans | 10.0% |
| Lawrence County, TN | 8 | Under 10 loans | 11.1% |
| Cullman County, AL | 7 | Under 10 loans | 36.4% |
| Lawrence County, AL | 5 | Under 10 loans | 0.0% |
| Tishomingo County, MS | 3 | Under 10 loans | 0.0% |
| Lewis County, TN | 3 | Under 10 loans | 0.0% |
| Wayne County, TN | 3 | Under 10 loans | 0.0% |
| Fayette County, AL | 2 | Under 10 loans | 0.0% |
| Lamar County, AL | 2 | Under 10 loans | 0.0% |
| Walker County, AL | 2 | Under 10 loans | 0.0% |
| Davidson County, TN | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 50.0% |
| Etowah County, AL | 1 | Under 10 loans | 0.0% |
| Jackson County, AL | 1 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| Pickens County, AL | 1 | Under 10 loans | 0.0% |
| Tuscaloosa County, AL | 1 | Under 10 loans | 0.0% |
| Alcorn County, MS | 1 | Under 10 loans | 0.0% |
| Itawamba County, MS | 1 | Under 10 loans | 0.0% |
| Lancaster County, SC | 1 | Under 10 loans | 0.0% |
| Carroll County, TN | 1 | Under 10 loans | 0.0% |
| Giles County, TN | 1 | Under 10 loans | 0.0% |
| Hamilton County, TN | 1 | Under 10 loans | 0.0% |
| Hickman County, TN | 1 | Under 10 loans | 0.0% |
| McNairy County, TN | 1 | Under 10 loans | 0.0% |
| Macon County, TN | 1 | Under 10 loans | 0.0% |
| Robertson County, TN | 1 | Under 10 loans | 0.0% |
| Rutherford County, TN | 1 | Under 10 loans | 0.0% |
| St. Clair County, AL | 0 | Under 10 loans | 100.0% |
| Perry County, TN | 0 | Under 10 loans | 100.0% |
| Stewart County, TN | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.