Mortgage lenders in Lancaster County
3,547 mortgages were made in Lancaster County, South Carolina, in 2025, by 362 lenders. The median rate their borrowers got was 6.500% on a median loan of $285,000. Of 4,717 decisions, 983 were denials — 20.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 272 | 6.750% | $215,000 | 14.5% |
| FOUNDERS FEDERAL CREDIT UNION | 271 | 7.625% | $105,000 | 18.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 258 | 6.125% | $395,000 | 12.9% |
| MOVEMENT MORTGAGE, LLC | 224 | 6.562% | $335,000 | 3.3% |
| Taylor Morrison Home Funding, Inc. | 127 | 5.500% | $445,000 | 4.5% |
| LENNAR MORTGAGE, LLC | 120 | 6.000% | $405,000 | 2.4% |
| NVR Mortgage Finance, Inc. | 108 | 6.058% | $280,000 | 21.7% |
| Bank of America, National Association | 90 | 6.240% | $190,000 | 38.9% |
| KBHS HOME LOANS, LLC | 89 | 6.250% | $505,000 | 5.3% |
| Truist Bank | 67 | 6.440% | $205,000 | 38.9% |
| First-Citizens Bank & Trust Company | 67 | 6.350% | $205,000 | 25.6% |
| PULTE MORTGAGE LLC | 65 | 6.125% | $505,000 | 13.3% |
| Wells Fargo Bank, National Association | 59 | 6.250% | $325,000 | 16.9% |
| PENNYMAC LOAN SERVICES, LLC | 53 | 6.375% | $305,000 | 19.1% |
| STATE EMPLOYEES' | 44 | 6.250% | $175,000 | 31.3% |
| Loandepot.Com, LLC | 44 | 6.688% | $165,000 | 19.6% |
| NATIONSTAR MORTGAGE LLC | 41 | 8.375% | $135,000 | 10.6% |
| Fairway Independent Mortgage Corporation | 39 | 6.750% | $335,000 | 7.1% |
| American Security Mortgage Corp. | 38 | 6.495% | $355,000 | 0.0% |
| Mortgage Research Center, LLC | 37 | 6.125% | $345,000 | 22.9% |
| Fifth Third Bank, National Association | 36 | 7.375% | $140,000 | 45.7% |
| TOLL BROTHERS MORTGAGE COMPANY | 35 | 6.490% | $505,000 | 6.0% |
| FREEDOM MORTGAGE CORPORATION | 34 | 5.750% | $320,000 | 9.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 34 | 6.500% | $345,000 | 8.1% |
| First Federal Bank | 34 | 5.990% | $245,000 | 12.8% |
| GUILD MORTGAGE COMPANY | 33 | 6.375% | $305,000 | 5.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 32 | 6.625% | $300,000 | 17.5% |
| SPRING EQ, LLC | 28 | 8.375% | $105,000 | 57.8% |
| First National Bank of Pennsylvania | 28 | 6.490% | $210,000 | 28.2% |
| Navy Federal Credit Union | 27 | 7.750% | $155,000 | 37.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 25 | 6.624% | $305,000 | 3.9% |
| SouthState Bank, National Association | 24 | 6.345% | $235,000 | 13.8% |
| PNC Bank, National Association | 23 | 7.650% | $105,000 | 28.1% |
| Regions Bank | 23 | 6.000% | $445,000 | 20.0% |
| NEWREZ LLC | 21 | 6.250% | $245,000 | 30.0% |
| Broker Solutions, Inc. | 21 | 6.250% | $215,000 | 16.0% |
| LAKEVIEW LOAN SERVICING, LLC | 21 | 6.750% | $275,000 | 22.9% |
| Alcova Mortgage LLC | 21 | 6.500% | $335,000 | 4.2% |
| ZILLOW HOME LOANS, LLC | 20 | 6.625% | $270,000 | 0.0% |
| AmeriSave Mortgage Corporation | 18 | 8.875% | $65,000 | 67.9% |
| JPMorgan Chase Bank, National Association | 18 | 5.995% | $305,000 | 9.5% |
| SKYLA FEDERAL CREDIT UNION | 17 | 7.500% | $245,000 | 32.0% |
| Truliant Federal Credit Union | 16 | 7.375% | $105,000 | 55.6% |
| THE LOAN STORE, INC. | 16 | 6.990% | $300,000 | 9.5% |
| 21st Mortgage Corporation | 15 | 9.900% | $125,000 | 60.5% |
| FIGURE LENDING LLC | 15 | 11.050% | $45,000 | 23.1% |
| GUARANTEED RATE, INC. | 15 | 6.250% | $375,000 | 11.8% |
| CMG MORTGAGE, INC. | 14 | 6.500% | $205,000 | 18.2% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 14 | 6.775% | $360,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 13 | 7.990% | $95,000 | 13.3% |
| KIND LENDING, LLC | 13 | 6.750% | $305,000 | 31.6% |
| SHARONVIEW FEDERAL CREDIT UNION | 13 | 7.500% | $125,000 | 35.0% |
| Third Federal Savings and Loan Association of Cleveland | 12 | 6.990% | $115,000 | 42.9% |
| Citizens Bank, National Association | 12 | 7.525% | $170,000 | 25.0% |
| GO MORTGAGE, LLC | 11 | 6.990% | $295,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 11 | 6.625% | $345,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 10.050% | $100,000 | 84.1% |
| LOWER, LLC | 10 | 6.063% | $265,000 | 9.1% |
| TD Bank, National Association | 10 | 7.365% | $190,000 | 23.1% |
| Towne Bank | 10 | 6.438% | $290,000 | 8.3% |
| Equity Prime Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 30.8% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 25.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 31.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| OriginPoint, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 70.8% |
| U.S. Bank National Association | 7 | Under 10 loans | Under 10 loans | 47.1% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Family Trust Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Renasant Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 11.1% |
| 254900M2C4Q6DATP2889 | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 6 | Under 10 loans | Under 10 loans | 40.0% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MATTAMY HOME FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ALLEGACY FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| American Airlines Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 14.3% |
| BPL MORTGAGE TRUST, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| The Huntington National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 87.1% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 44.4% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 12.5% |
| Bethpage Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CAROLINAS TELCO FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 894500CFQPXSLHK0OK52 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Uwharrie Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Palmetto Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COASTAL Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 44.4% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| S. C. STATE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 33.3% |
| DIGITAL | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RELIANCE FIRST CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Arthur State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CORNING CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 71.4% |
| GoodLeap, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 28.6% |
| CAPITAL CENTER, L.L.C. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Primis Mortgage Company | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AgFirst Farm Credit Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Boeing Employees Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southern First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Reliance Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 83.3% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LADERA LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 162 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lancaster County
14 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First-Citizens Bank & Trust Company | 2 | $283.4 million |
| Truist Bank | 2 | $208.5 million |
| Wells Fargo Bank, National Association | 2 | $151.4 million |
| First Palmetto Bank | 2 | $73.0 million |
| Movement Bank | 1 | $78.1 million |
| Bank of America, National Association | 1 | $64.4 million |
| Fifth Third Bank, National Association | 1 | $53.0 million |
| TD Bank, National Association | 1 | $26.3 million |
| JPMorgan Chase Bank, National Association | 1 | $7.7 million |
| Woodforest National Bank | 1 | $1.9 million |
Get told when this changes
When the next year’s lending figures are out for Lancaster County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.