Arthur State Bank
Arthur State Bank received 379 applications in 2025 and made 290 mortgages, in 35 counties across 2 states. The median rate its borrowers got was 7.125% on a median loan of $265,000. Of 331 decisions, 34 were denials — 10.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300DK682S26NIMG70 |
|---|---|
| Applications received | 379 |
| Mortgages made | 290 |
| Denied | 34 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 48 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.496 points |
| FDIC-insured bank | Yes: Arthur State Bank, 19 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 212 | 7.125% | $305,000 | 3.6% |
| Refinancing | 36 | 7.375% | $195,000 | 15.2% |
| Cash-out refinancing | 17 | 6.500% | $115,000 | 29.2% |
| Other purposes | 25 | 7.450% | $85,000 | 31.6% |
Where Arthur State Bank lends most
The 35 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Spartanburg County, SC | 53 | 7.125% | 7.0% |
| York County, SC | 45 | 7.125% | 0.0% |
| Union County, SC | 39 | 7.125% | 10.9% |
| Laurens County, SC | 35 | 7.125% | 28.0% |
| Richland County, SC | 29 | 7.500% | 6.5% |
| Greenville County, SC | 21 | 7.125% | 4.0% |
| Lexington County, SC | 14 | 7.433% | 6.7% |
| Cherokee County, SC | 7 | Under 10 loans | 0.0% |
| Greenwood County, SC | 6 | Under 10 loans | 0.0% |
| Chester County, SC | 5 | Under 10 loans | 0.0% |
| Anderson County, SC | 3 | Under 10 loans | 25.0% |
| Charleston County, SC | 3 | Under 10 loans | 0.0% |
| Fairfield County, SC | 3 | Under 10 loans | 25.0% |
| Horry County, SC | 3 | Under 10 loans | 25.0% |
| Lancaster County, SC | 3 | Under 10 loans | 0.0% |
| Orangeburg County, SC | 3 | Under 10 loans | 0.0% |
| Pickens County, SC | 3 | Under 10 loans | 25.0% |
| Georgetown County, SC | 2 | Under 10 loans | 0.0% |
| Gaston County, NC | 1 | Under 10 loans | 0.0% |
| Guilford County, NC | 1 | Under 10 loans | 0.0% |
| Jackson County, NC | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Polk County, NC | 1 | Under 10 loans | 0.0% |
| Rutherford County, NC | 1 | Under 10 loans | 0.0% |
| Scotland County, NC | 1 | Under 10 loans | 0.0% |
| Transylvania County, NC | 1 | Under 10 loans | 0.0% |
| Union County, NC | 1 | Under 10 loans | 0.0% |
| Beaufort County, SC | 1 | Under 10 loans | 0.0% |
| Florence County, SC | 1 | Under 10 loans | 0.0% |
| Newberry County, SC | 1 | Under 10 loans | 50.0% |
| Oconee County, SC | 1 | Under 10 loans | 0.0% |
| Brunswick County, NC | 0 | Under 10 loans | Not published |
| Aiken County, SC | 0 | Under 10 loans | Not published |
| McCormick County, SC | 0 | Under 10 loans | 100.0% |
| Sumter County, SC | 0 | Under 10 loans | 100.0% |
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When Arthur State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.