SHARONVIEW FEDERAL CREDIT UNION
SHARONVIEW FEDERAL CREDIT UNION received 1,090 applications in 2025 and made 471 mortgages, in 113 counties across 14 states. The median rate its borrowers got was 7.500% on a median loan of $105,000. Of 1,079 decisions, 543 were denials — 50.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300KRHOMDHAKS8L29 |
|---|---|
| Applications received | 1,090 |
| Mortgages made | 471 |
| Denied | 543 |
| Approved, not taken up | 65 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.3 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 78 | 7.750% | $125,000 | 35.2% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 392 | 7.500% | $105,000 | 52.3% |
Where SHARONVIEW FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Mecklenburg County, NC | 73 | 7.500% | 53.8% |
| Greenville County, SC | 52 | 7.500% | 52.0% |
| Rowan County, NC | 47 | 7.500% | 46.2% |
| Cleveland County, NC | 41 | 7.500% | 36.4% |
| York County, SC | 30 | 7.500% | 37.7% |
| Gaston County, NC | 24 | 7.500% | 53.2% |
| Union County, NC | 23 | 7.500% | 36.6% |
| Spartanburg County, SC | 20 | 7.500% | 55.8% |
| Lancaster County, SC | 13 | 7.500% | 35.0% |
| Anderson County, SC | 11 | 7.500% | 35.3% |
| Cabarrus County, NC | 10 | 7.750% | 44.4% |
| New Hanover County, NC | 10 | 8.000% | 72.5% |
| Cumberland County, NC | 8 | Under 10 loans | 64.0% |
| Lincoln County, NC | 7 | Under 10 loans | 20.0% |
| Robeson County, NC | 7 | Under 10 loans | 52.4% |
| Florence County, SC | 6 | Under 10 loans | 52.9% |
| Catawba County, NC | 5 | Under 10 loans | 33.3% |
| Bladen County, NC | 4 | Under 10 loans | 58.3% |
| Brunswick County, NC | 4 | Under 10 loans | 30.0% |
| Iredell County, NC | 4 | Under 10 loans | 57.1% |
| Pickens County, SC | 4 | Under 10 loans | 41.7% |
| Gwinnett County, GA | 3 | Under 10 loans | 0.0% |
| Davidson County, NC | 3 | Under 10 loans | 62.5% |
| Wake County, NC | 3 | Under 10 loans | 0.0% |
| Horry County, SC | 3 | Under 10 loans | 20.0% |
| Hunterdon County, NJ | 2 | Under 10 loans | 50.0% |
| Ocean County, NJ | 2 | Under 10 loans | 50.0% |
| Somerset County, NJ | 2 | Under 10 loans | 44.4% |
| Davie County, NC | 2 | Under 10 loans | 57.1% |
| Hoke County, NC | 2 | Under 10 loans | 50.0% |
| Rutherford County, NC | 2 | Under 10 loans | 0.0% |
| Beaufort County, SC | 2 | Under 10 loans | 33.3% |
| Cherokee County, SC | 2 | Under 10 loans | 66.7% |
| Darlington County, SC | 2 | Under 10 loans | 75.0% |
| Dillon County, SC | 2 | Under 10 loans | 33.3% |
| Lexington County, SC | 2 | Under 10 loans | 33.3% |
| Alachua County, FL | 1 | Under 10 loans | 0.0% |
| Hernando County, FL | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Chatham County, GA | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Jackson County, GA | 1 | Under 10 loans | 0.0% |
| Bergen County, NJ | 1 | Under 10 loans | 0.0% |
| Essex County, NJ | 1 | Under 10 loans | 50.0% |
| Gloucester County, NJ | 1 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 1 | Under 10 loans | 0.0% |
| Sussex County, NJ | 1 | Under 10 loans | 0.0% |
| Warren County, NJ | 1 | Under 10 loans | 50.0% |
| Buncombe County, NC | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.