FOUNDERS FEDERAL CREDIT UNION received 3,789 applications in 2025 and made
2,315 mortgages, in 90 counties across 10 states.
The median rate its borrowers got was 7.375% on a median loan of $145,000.
Of 3,290 decisions, 863 were denials — 26.2%, most often for debt-to-income ratio.
Legal Entity Identifier
5493001AGQGPJ3N3YL33
Applications received
3,789
Mortgages made
2,315
Denied
863
Approved, not taken up
112
Withdrawn or incomplete
499
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.54 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
847
6.250%
$265,000
18.9%
Refinancing
101
6.000%
$265,000
27.9%
Cash-out refinancing
442
7.313%
$145,000
27.8%
Other purposes
925
8.000%
$75,000
31.0%
Where FOUNDERS FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When FOUNDERS FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.